157 McCormick Rd, Spring Lake, NC 28390 Property Records

Cumberland County property record for 157 McCormick Rd, Spring Lake, NC 28390

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,652 sqft · built 1956
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$168,500 (Mar 2023)
Tax Bill	$1,348 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0511-27-5939`

Property Details

APN / Parcel Number

Primary APN	`0511-27-5939`
Alternative APN	`0511.05275939`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,652 sqft Heated Area
1st Floor Area	1,652 sqft
Utility Area	16 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	150 ft deep x 205 ft wide
Garage Type	Mixed
Garage Area	336 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	302 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Steam
Heating Fuel	Electric

Location & Zoning

Street Address	157 MCCORMICK RD
City	SPRING LAKE
State	NC
Zip	28390-2227
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R10
Legal Description	LT WILLIAMS LD ADJ LT 1 PT 2 IMP (0.53 AC)
Legal Subdivision	SPRING LAKE DIST
Legal Block	27
Legal Lot Number	1
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	3
Census Block	3028
Census Tract	3601

Owner

157 McCormick Rd, a rural home, is owned and occupied by two individuals who bought it in March 2023.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	157 MCCORMICK RD, SPRING LAKE, NC 28390-2227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 10, 2023	Warranty Deed, Transfer · VA Mortgage GOPRIME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2023 · Amount on File
Deed Sale	Mar 10, 2023 · Amount on File
Deed Document Number	20237218
Deed Book / Page	11688 / 509
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	157 MCCORMICK RD, SPRING LAKE, NC 28390-2227
Transaction Type	Mortgage
Record Updated	Sep 4, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 MCCORMICK RD, SPRING LAKE, NC 28390-2227

Mortgage

Document Number	0114500678
Date	Apr 20, 2022
Book Page	11450/678
Instrument	16221

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 10, 2023
Property Address	157 MCCORMICK RD, SPRING LAKE, NC 28390-2227
Document Number	0116880509
Book / Page	11688 / 509
Map Reference	MB 690 PG 157
Instrument Date	Mar 7, 2023
Instrument	7218
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	171 MCCORMICK RD, SPRING LAKE, NC 28390-2227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 MCCORMICK RD, SPRING LAKE, NC 28390-2227

Mortgage

Document Number	0116880512
Date	Mar 10, 2023
Book Page	11688/512
Instrument	7219

Lender

Name	GOPRIME MORTGAGE INC
Address	APEX, NC 27502

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 157 McCormick Rd was $1,348.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,348.00
2025	$1,348.00 (+51.29%)	$133,632 (+41.34%) Land $16,500 Building $117,132	$133,632 (+41.34%) Land $16,500 Building $117,132
2024	$891.00 (+4.33%)	$94,547 (-) Land $9,375 Building $85,172	$94,547 (-) Land $9,375 Building $85,172
2023	$854.00 (+4.53%)	$94,547 Land $9,375 Building $85,172	$94,547 Land $9,375 Building $85,172
2022	$817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 McCormick Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 McCormick Rd is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 93% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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