433 Lower St, Turner, ME 04282 Property Records

Androscoggin County and Turner Town property record for 433 Lower St, Turner, ME 04282

Property Summary

Details	1,008 sqft · built 1992
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,925 (2025)
Deeds & Mortgages	Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TURN M:034 L:022`

Property Details

APN / Parcel Number

Primary APN	`TURN M:034 L:022`
Alternative APNs	`M:034 L:022` `1881`

Interior

Stories	1 Story
Building Area	1,008 sqft Total Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	60,113 sqft (1.38 acres)

Location & Zoning

Account Number	1881
Street Address	433 LOWER ST
City	TURNER
State	ME
Zip	04282-3906
Property Category	Other
Property Type	Unknown
Local Zoning Code	5B
Legal Lot Number	22
Jurisdiction	TURNER ME
Township / Civil Division	TURNER
Census Block Group	3
Census Block	3007
Census Tract	42000

Owner

433 Lower St is owned by two individuals.

Source: Androscoggin County and Turner Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 553, TURNER, ME 04282-0553
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TURNER ME
Property Address	433 LOWER ST, TURNER, ME 04282-3906
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0114910096
Date	Dec 18, 2023
Book Page	11491/96
Instrument	18164

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 433 Lower St was $2,925, up 6.6% from the year before.

Source: Androscoggin County and Turner Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Androscoggin County
County Subdivision	Turner Town
Unified School District	School Administrative District 52 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,925.00 (+6.64%)	$215,100 (-) Land $73,100 Building $142,000
2024	$2,743.00 (+1.59%)	$215,100 (-) Land $73,100 Building $142,000
2023	$2,700.00 (+10.11%)	$215,100 (-) Land $73,100 Building $142,000
2022	$2,452.00	$215,100 Land $73,100 Building $142,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 433 Lower St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 23, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2007–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Lower St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20