Androscoggin County and Turner Town property record for 428 Lower St, Turner, ME 04282
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,512 sqft · built 1961 |
| Lot Size | 2.9 acres (126,324 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Aug 2025) |
| Tax Bill | $3,560 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage May 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | TURN M:034 L:015 |
| Primary APN | TURN M:034 L:015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 126,324 sqft (2.9 acres) |
| Account Number | 119 |
|---|---|
| Street Address | 428 LOWER ST |
| City | TURNER |
| State | ME |
| Zip | 04282-3921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5B |
| Legal Lot Number | 15 |
| Jurisdiction | TURNER ME |
| Township / Civil Division | TURNER |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 42000 |
428 Lower St is owned by two individuals who bought it in August 2025.
Source: Androscoggin County and Turner Town records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 STEWART ST, 1, LEWISTON, ME 04240-3863 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Aug 25, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage AUBURN SAVINGS BANK FSB |
| May 8, 2023 | Quit Claim Deed, Transfer |
| Mar 14, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on File |
| Deed Sale | Aug 25, 2025 · Amount on File |
| Prior Sale | May 8, 2023 · Amount on File |
| Deed Document Number | 202513246 |
| Deed Book / Page | 11905 / 247 |
| Prior Transfer Date | Aug 22, 2025 |
| Prior Transfer Doc | 0119050247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TURNER ME |
| Recording Date | Aug 25, 2025 |
| Property Address | 428 LOWER ST, TURNER, ME 04282-3921 |
| Document Number | 0119050247 |
| Book / Page | 11905 / 247 |
| Instrument Date | Aug 22, 2025 |
| Instrument | 13246 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 28 STEWART ST APT 1, 1, LEWISTON, ME 04240-3863 |
| Document Number | 0000013247 |
|---|---|
| Date | Aug 25, 2025 |
| Instrument | 13247 |
| Name | AUBURN SAVINGS BANK FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TURNER ME |
| Recording Date | May 8, 2023 |
| Property Address | 428 LOWER ST, TURNER, ME 04282-3921 |
| Document Number | 0113490107 |
| Book / Page | 11349 / 107 |
| Instrument Date | May 5, 2023 |
| Instrument | 5649 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1371 STAGE RD, BENSON, VT 05743-9562 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TURNER ME |
| Recording Date | Mar 14, 2022 |
| Property Address | 428 LOWER ST, TURNER, ME 04282-3921 |
| Document Number | 0110550034 |
| Book / Page | 11055 / 34 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 4744 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1351 STAGE RD, BENSON, VT 05743-9562 |
| Document Number | 0000004745 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 4745 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 428 Lower St was $3,560, up 6.7% from the year before.
Source: Androscoggin County and Turner Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Androscoggin County |
| County Subdivision | Turner Town |
| Unified School District | School Administrative District 52 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,560.00 (+6.65%) | $261,800 (-) Land $69,600 Building $192,200 |
| 2024 | $3,338.00 (+1.58%) | $261,800 (-) Land $69,600 Building $192,200 |
| 2023 | $3,286.00 (+45.27%) | $261,800 (+31.96%) Land $69,600 Building $192,200 |
| 2022 | $2,262.00 | $198,400 Land $69,600 Building $128,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 428 Lower St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 23, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2007–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Lower St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures