421 Live Oak St, Freeport, FL 32439 Property Records

Walton County property record for 421 Live Oak St, Freeport, FL 32439 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	1,580 sqft Living Area
Lot Size	14,985 sqft (0.344 acres)
Occupancy	Owner Occupied
Last Sale	$270,000 (2021)
Tax Bill	$1,630.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`28-1S-21-41040-00C-0170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,580 sqft Living Area
Gross Area	1,728 sqft Gross Area
Stories	1 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,985 sqft (0.344 acres)
Depth X Width	20 ft x 7.5 ft Depth x Width
Fence	Fence
Pole Structure	Pole Structure

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	421 LIVE OAK ST
City	FREEPORT
State	FL
Zip	32439-6762
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 17 BLK C CHOCTAW S/D PB 2-71 OR 2608-3865 OR 3209-139
Legal Range	21W
Legal Township	01S
Legal Section	28
Legal Subdivision	CHOCTAW S/D
Legal Block	C
Legal Lot Number	17
Jurisdiction	WALTON FL
Minor Civil Division	FREEPORT
Census Blockgroup	1
Census Block	1032
Census Tract	950306

Owner

Source: Walton County records · APN 28-1S-21-41040-00C-0170

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	421 LIVE OAK ST, FREEPORT, FL 32439-6762
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Deed Doc Number	20210037637
Deed Book / Page	3209 / 139
Record Refreshed	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 27, 2021
Property Address	421 LIVE OAK ST, FREEPORT, FL 32439-6762
Document Number	0032090139
Book / Page	3209 / 139
Map Reference	MB 2 PG 71
Instrument Date	Jul 26, 2021
Instrument	20210037637
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15787 331 BUSINESS, FREEPORT, FL 32439-0237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 LIVE OAK ST, FREEPORT, FL 32439-6762

Mortgage

Document Number	0003209141
Date	Jul 27, 2021
Instrument	3209/141

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$223,478 (-) Land $62,500 Building $160,978	$223,478 (-) Land $62,500 Building $160,978
2024	$1,630.00 (+0.37%)
2023	$1,624.00 (-21.09%) Homeowner's exemption	$223,478 (-3.8%) Land $62,500 Building $160,978	$223,478 (-3.8%) Land $62,500 Building $160,978
2022	$2,058.00	$232,295 Land $79,420 Building $152,875	$232,295 Land $79,420 Building $152,875

Flood & Wildfire

421 Live Oak St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 43rd percentile of exposed land nationally · 14th in Florida
Wildfire Likelihood	Moderate — about 1 in 1,754 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.