433 Lancaster Dr, Pingree Grove (Hampshire), IL 60140 Property Records

Kane County property record for 433 Lancaster Dr, Pingree Grove, IL 60140

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,557 sqft · built 2006
Lot Size	0.4 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (Jun 2019)
Tax Bill	$5,891 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-28-455-010`

Property Details

APN / Parcel Number

Primary APN	`02-28-455-010`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,557 sqft Living Area
Gross Area	2,107 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	1,742 sqft (0.4 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	433 LANCASTER DR
City	PINGREE GROVE
State	IL
Zip	60140-9155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE LAKES UNIT 3 LT 3712
Legal Subdivision	CAMBRIDGE LAKES
Legal Block	1
Legal Lot Number	3712
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1004
Census Tract	850710

Owner

Source: Kane County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	433 LANCASTER DR, PINGREE GROVE, IL 60140-9155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 7, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2019 · Amount on Record
Deed Sale	Jun 7, 2019 · Amount on Record
Prior Sale	Dec 9, 2008 · Amount on Record
Deed Document Number	201923475
Prior Transfer Date	Aug 9, 2012
Prior Transfer Doc	0000055407
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Aug 4, 2026
Property Address	433 LANCASTER DR, PINGREE GROVE, IL 60140-9155
Document Number	0000033224
Instrument Date	Jul 29, 2026
Instrument	202633224
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033224,
Date	Aug 4, 2026
Instrument	202633224

Lender

Name	GUARANTEED RATE

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.43%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	433 LANCASTER DR, PINGREE GROVE, IL 60140-9155
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018113
Date	Apr 1, 2022
Instrument	2022K018113

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate	4.12%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 7, 2019
Property Address	433 LANCASTER DR, PINGREE GROVE, IL 60140-9155
Document Number	0000023475
Map Reference	DOC 2005K105096
Instrument Date	Jun 3, 2019
Instrument	2019K023475
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 MANCHESTER CT, SOUTH ELGIN, IL 60177-1435

Mortgage

Document Number	0000023476
Date	Jun 7, 2019
Instrument	2019K023476

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.12%

Mortgage

Document Number	0000023477
Date	Jun 7, 2019
Instrument	2019K023477

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Rutland Township
Municipality	Pingree Grove Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,891.00 (+8.89%) Homeowner's exemption	$83,740 (+8.43%) Land $15,644 Building $68,096	$251,321 (+8.43%) Land $46,951 Building $204,370
2024		$77,230 (+19.94%) Land $14,428 Building $62,802	$231,783 (+19.98%) Land $43,301 Building $188,481
2022	$5,410.00 (+2.75%) Homeowner's exemption	$64,393 (+6.32%) Land $12,030 Building $52,363	$193,179 (+6.32%) Land $36,090 Building $157,089
2021	$5,265.00 Homeowner's exemption	$60,565 Land $11,315 Building $49,250	$181,695 Land $33,945 Building $147,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINGREE GROVE serves 10,365 people · EPA ID IL0890160
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.68 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Fox Valley Internet, Verizon.

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