433 Kern Ave, Sugarloaf, CA 92386 Property Records

San Bernardino County property record for 433 Kern Ave, Sugarloaf, CA 92386

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1972
Lot Size	0.087 acres (3,800 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Sep 2020)
Tax Bill	$4,447 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Dec 2018 Transfer + 2 more
Flood Zone	Zone D (undetermined)
APN	`2350-442-12-0000`

Property Details

APN / Parcel Number

Primary APN	`2350-442-12-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,480 sqft Living Area
1st Floor Area	740 sqft
2nd Floor Area	740 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1994
Architectural Style	Chalet/Alpine
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,800 sqft (0.087 acres)
Lot Dimensions	95 ft deep x 40 ft wide
Terrain	Rolling
Porch	Patio/Porch
Porch Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	433 KERN AVE
City	SUGARLOAF
State	CA
Zip	92386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TRACT 1855 LOT 16 BLOCK 22 B1G BEAR P1NEWOODS TR NO 1855 LOT 16 BLK 22 AND PTN ST VAC ADJ ON S PER 5-2-86 #86-115423
Legal Subdivision	BIG BEAR PINEWOODS
Legal Tract	1855
Legal Block	22
Legal Lot Number	16
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	1
Census Block	1015
Census Tract	11408

Owner

433 Kern Ave is owned by an individual who bought it in September 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1321 N ADELON LN, COMPTON, CA 90221-5257
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Grant Deed, Transfer · Conventional Mortgage AHL FUNDING
Dec 11, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 10, 2018	Intrafamily Transfer, Transfer CHICAGO TITLE INLAND EMPIRE
Dec 10, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Prior Sale	Dec 10, 2018 · Amount on File
Deed Document Number	2020364153
Prior Transfer Date	Dec 7, 2018
Prior Transfer Doc	0000457300
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 25, 2020
Property Address	433 KERN AVE, SUGARLOAF, CA 92386
Document Number	0000364153
Instrument Date	Sep 23, 2020
Instrument	2020-0364153
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE INLAND EMPIRE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 N ADELON LN, COMPTON, CA 90221-5257

Mortgage

Document Number	0000364154
Date	Sep 25, 2020
Instrument	2020-0364154

Lender

Name	AHL FUNDING
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 11, 2018
Property Address	433 KERN AVE, SUGARLOAF, CA 92386
Document Number	0000457300
Instrument Date	Dec 7, 2018
Instrument	457300
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15322 SAN BRUNO DR LA MIRADA CA 906385727, LA MIRADA, CA 90638-5727

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 10, 2018
Property Address	433 KERN AVE, SUGARLOAF, CA 92386
Document Number	0000456664
Map Reference	MB 27 PG 8&9
Instrument Date	Dec 7, 2018
Instrument	2018-0456664
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE INLAND EMPIRE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15322 SAN BRUNO DR, LA MIRADA, CA 90638-5727

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 10, 2018
Property Address	433 KERN AVE, SUGARLOAF, CA 92386
Document Number	0000456663
Map Reference	MB 27 PG 8&9
Instrument Date	Nov 13, 2018
Instrument	2018-0456663
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE INLAND EMPIRE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15322 SAN BRUNO DR, LA MIRADA, CA 90638-5727

Mortgage

Document Number	0000456665
Date	Dec 10, 2018
Instrument	2018-0456665

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 433 Kern Ave was $4,447.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$296,998 (+2%) Land $59,400 Building $237,598
2025	$4,447.00	$291,174 Land $58,235 Building $232,939
2023	$4,146.00 (+3.49%)	$279,868 Land $55,974 Building $223,894
2022	$4,006.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 433 Kern Ave in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Kern Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Also Mapped Here	BIG BEAR CITY CSD
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,029 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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