421 Kern Ave, Sugarloaf, CA 92386 Property Records

San Bernardino County property record for 421 Kern Ave, Sugarloaf, CA 92386

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 774 sqft · built 1983
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Company Names on Record
Last Sale	$258,500 (Nov 2024)
Tax Bill	$4,028 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2023 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`2350-442-15-0000`

Property Details

APN / Parcel Number

Primary APN	`2350-442-15-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	774 sqft Living Area
1st Floor Area	774 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Exterior Amenities

Porch	Patio/Porch
Porch Area	126 sqft
Deck Area	Deck Area
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	421 KERN AVE
City	SUGARLOAF
State	CA
Zip	92386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 1855 LOT 19 BLOCK 22 B1G BEAR P1NEWOODS TR NO 1855 LOT 19 BLK 22
Legal Subdivision	27M8
Legal Tract	1855
Legal Block	22
Legal Lot Number	19
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	1
Census Block	1015
Census Tract	11408

Owner

Source: San Bernardino County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 5338, SUGARLOAF, CA 92386-5338
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 7, 2023	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Jan 7, 2022	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Nov 17, 2020	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	Nov 17, 2020 · Amount on Record
Deed Document Number	2024283913
Prior Transfer Date	Feb 9, 2015
Prior Transfer Doc	0000161681
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 7, 2026
Property Address	421 KERN AVE, SUGARLOAF, CA 92386
Document Number	0000173022
Instrument Date	Jun 30, 2026
Instrument	2026173022
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Investor	Possibly a Property Investor

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	421 KERN AVE, SUGARLOAF, CA 92386
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 KERN AVE, SUGARLOAF, CA 92386

Mortgage

Document Number	0000166623
Date	Jul 7, 2023
Instrument	2023-0166623

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	421 KERN AVE, SUGARLOAF, CA 92386
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1358, BIG BEAR LAKE, CA 92315-1358

Mortgage

Document Number	0000009278
Date	Jan 7, 2022
Instrument	2022-0009278

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 17, 2020
Property Address	421 KERN AVE, SUGARLOAF, CA 92386
Document Number	0000461958
Map Reference	MB 27 PG 8&9
Instrument Date	Oct 12, 2020
Instrument	2020-0461958
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE OF SO CAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4380 6TH ST, RIVERSIDE, CA 92501-2621

Mortgage

Document Number	0000461959
Date	Nov 17, 2020
Instrument	2020-0461959

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$263,670 (+2%) Land $52,734 Building $210,936
2025	$4,028.00 (+25.6%)	$258,500 (+30.77%) Land $51,700 Building $206,800
2023	$3,207.00 (+3.99%) Homeowner's exemption	$197,676 Land $39,535 Building $158,141
2022	$3,084.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Also Mapped Here	BIG BEAR CITY CSD
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,029 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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