Madison County property record for 433 Hwy 49, Flora, MS 39071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,661 sqft · built 1998 |
| Lot Size | 3.3 acres (143,748 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $531,300 (May 2019) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051H-28-006 |
| Primary APN | 051H-28-006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,661 sqft Adjusted Area |
| Gross Area | 2,979 sqft |
| 1st Floor Area | 2,979 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 143,748 sqft (3.3 acres) |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 480 sqft |
| Patio Area | 1,410 sqft |
| Utility Building | 360 sqft |
| Cooling System | Central |
|---|
| Account Number | 1286 |
|---|---|
| Street Address | 433 HIGHWAY 49 |
| City | FLORA |
| State | MS |
| Zip | 39071-9784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | LOT 31 HEARTLAND ESTATES PART 4 BEING 3.3 AC D@9 |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 28 |
| Legal Subdivision | HEARTLAND EST PT 4 |
| Legal Lot Number | 31 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 30302 |
433 Hwy 49 is owned and occupied by two individuals who bought it in May 2019.
Source: Madison County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 HIGHWAY 49, FLORA, MS 39071-9784 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Mar 14, 2022 | Deed of Trust, Mortgage · VA Mortgage DOVENMUEHLE MORTGAGE INC |
| Feb 20, 2020 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK |
| May 29, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Nov 27, 2017 | Warranty Deed, Transfer · Line of Credit BANCORPSOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2019 · Amount on File |
| Deed Sale | May 29, 2019 · Amount on File |
| Prior Sale | Nov 27, 2017 · Amount on File |
| Deed Document Number | 2019864834 |
| Deed Book / Page | 3724 / 959 |
| Prior Transfer Date | May 21, 2014 |
| Prior Transfer Doc | 0000732251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 433 HIGHWAY 49, FLORA, MS 39071-9784 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 433 HIGHWAY 49, FLORA, MS 39071-9784 |
| Document Number | 004650/446 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 4650/446 |
| Instrument | 1046406 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 433 HIGHWAY 49, FLORA, MS 39071-9784 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 433 HIGHWAY 49, FLORA, MS 39071-9784 |
| Document Number | 004181/645 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 4181/645 |
| Instrument | 952465 |
| Name | DOVENMUEHLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 433 HIGHWAY 49, FLORA, MS 39071-9784 |
| Document Number | 0000886182 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 433 HIGHWAY 49 FLORA MS 390719784, FLORA, MS 39071-9784 |
| Document Number | 0000886182 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 003822/000821 |
| Instrument | 886182 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | May 29, 2019 |
| Property Address | 433 HIGHWAY 49, FLORA, MS 39071-9784 |
| Document Number | 0000864834 |
| Book / Page | 003724 / 000959 |
| Instrument Date | May 9, 2019 |
| Instrument | 864834 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 433 HIGHWAY 49 FLORA MS 390719784, FLORA, MS 39071-9784 |
| Document Number | 864835 |
|---|---|
| Date | May 29, 2019 |
| Book Page | 003724/000962 |
| Instrument | 864835 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Nov 27, 2017 |
| Property Address | 433 HIGHWAY 49, FLORA, MS 39071-9784 |
| Document Number | 0000828764 |
| Book / Page | 003547 / 000539 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 828764 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 HIGHWAY 49 FLORA MS 390719784, FLORA, MS 39071-9784 |
| Document Number | 828769 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 003547/000547 |
| Instrument | 828769 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,122 | $361,220 Land $40,000 Building $321,220 | |
| 2023 | Homeowner's exemption | $36,122 | $361,220 Land $40,000 Building $321,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 433 Hwy 49 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 Hwy 49 is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| NETSPEEDMS Fixed Wireless | 476 / 270 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures