153 Hwy 49, Flora, MS 39071 Property Records

Madison County property record for 153 Hwy 49, Flora, MS 39071

Property Summary

Property TypeOther Improved
Details1,508 sqft
Lot Size2.69 acres (117,176 sqft)
OwnerIndividual Name on File
Tax Bill$961 (2025)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN051H-33-002/02.12

Property Details

APN / Parcel Number

Primary APN051H-33-002/02.12
Alternative APN
  • 59774

Interior

Building Area1,508 sqft Adjusted Area

Exterior

Lot Area117,176 sqft (2.69 acres)

Location & Zoning

Account Number59774
Street Address153 HIGHWAY 49
CityFLORA
StateMS
Zip39071
Property CategoryOther
Property TypeOther > Other Improved
Legal Description2.69 ACD S1/2 NE1/4 SE1/4
Legal Range01W
Legal Township08N
Legal Section33
JurisdictionMADISON MS
Township / Civil Division4
Census Block Group1
Census Block1025
Census Tract30302

Owner

153 Hwy 49 is owned and occupied by an individual who acquired it in July 2020.

Source: Madison County records, as of May 1, 2026

Owner of RecordIndividual Name on File
Mailing Address153 HIGHWAY 49, FLORA, MS 39071
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2020
Deed SaleJul 27, 2020
Deed Document Number2020897195
Deed Book / Page3887 / 146
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Recording DateApr 27, 2026
Property Address153 HIGHWAY 49, FLORA, MS 39071
Document Number0001050253
Book / Page4673 / 674
Instrument DateApr 20, 2026
Instrument20261050253
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001050253,
DateApr 27, 2026
Book Page4673/674
Instrument20261050253
Lender
NameGUARANTY BANK AND TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 25, 2056
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 153 Hwy 49 was $961 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$961.00 Homeowner's exemption$13,607$136,070 Land $26,900 Building $109,170
2024$961.00
2023$961.00 Homeowner's exemption$13,607$136,070 Land $26,900 Building $109,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 153 Hwy 49 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2016–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 153 Hwy 49 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000

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