Sarasota County property record for 433 Gowdy Rd, Sarasota, FL 34237
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,369 sqft · built 2020 |
| Lot Size | 0.033 acres (1,449 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,050,000 (Dec 2024) |
| Tax Bill | $12,012 (2025) |
| Deeds & Mortgages | Oct 2022 Transfer Jan 2021 Mortgage |
| APN | 2029-14-0071 |
| Primary APN | 2029-14-0071 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,369 sqft Living Area |
| Gross Area | 2,871 sqft |
| 1st Floor Area | 465 sqft |
| Upper Floors Area | 1,904 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,449 sqft (0.033 acres) |
| View / Lot | Mainland |
| Garage Type | Attached |
| Garage Area | 502 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2029140071 |
|---|---|
| Street Address | 433 GOWDY RD |
| City | SARASOTA |
| State | FL |
| Zip | 34237-4751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DTE |
| Legal Description | LOT 2, PAYNE PARK VILLAGE PH 1, PB 52 PG 221-227 |
| Legal Range | 18E |
| Legal Township | 36S |
| Legal Section | 20 |
| Legal Subdivision | PAYNE PARK VILLAGE PH 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | SARASOTA |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 102 |
433 Gowdy Rd is owned by two individuals who bought it in December 2024.
Source: Sarasota County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 318 EQUUS DR, CAMP HILL, PA 17011-8380 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 14, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Jan 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2024 · Amount on File |
| Deed Sale | Dec 10, 2024 · Amount on File |
| Prior Sale | Jan 7, 2021 · Amount on File |
| Deed Document Number | 2024164313 |
| Prior Transfer Date | Oct 6, 2022 |
| Prior Transfer Doc | 0000161275 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Oct 14, 2022 |
| Property Address | 433 GOWDY RD, SARASOTA, FL 34237-4751 |
| Document Number | 0000161275 |
| Map Reference | MB 52 PG 221-227 |
| Instrument Date | Oct 6, 2022 |
| Instrument | 2022161275 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 929 PALMER AVE, 929, WINTER PARK, FL 32789-2638 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 929 PALMER AVE, WINTER PARK, FL 32789-2638 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 433 GOWDY RD, SARASOTA, FL 34237-4751 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 929 PAIMER AVENUE, WINTER PARK, FL 32789-2638 |
| Document Number | 0000002916 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 2021002916 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Sarasota County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Municipality | Sarasota City |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,012.00 (+18.33%) | $807,200 (+24.95%) Land $372,300 Building $434,900 | $807,200 (+24.95%) Land $372,300 Building $434,900 |
| 2024 | $10,151.00 (+12.74%) | ||
| 2023 | $9,004.00 (+10.42%) | $646,000 (+12.37%) Land $279,200 Building $366,800 | $646,000 (+12.37%) Land $279,200 Building $366,800 |
| 2022 | $8,154.00 | $574,900 Land $207,200 Building $367,700 | $574,900 Land $207,200 Building $367,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 433 Gowdy Rd; there have been 14 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Outside mapped area |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on File median of 112 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 211 units insured incl. 99 condo units |
| Nearby Flood Claims | 14 (1979–2024) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 433 Gowdy Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA-CITY OF serves 55,364 people · EPA ID FL6580326 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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