409 Gowdy Rd, Sarasota, FL 34237 Property Records

Sarasota County property record for 409 Gowdy Rd, Sarasota, FL 34237

Property Summary

Property Type	Duplex
Details	3 bd · 4 ba · 487 sqft · built 2019
Lot Size	0.033 acres (1,456 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Sep 2020)
Tax Bill	$6,788 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
APN	`2029-14-0077`

Property Details

APN / Parcel Number

Primary APN	`2029-14-0077`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	487 sqft Living Area
1st Floor Area	487 sqft
2nd Floor Area	1,905 sqft
Upper Floors Area	1,905 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	1,456 sqft (0.033 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 GOWDY RD
City	SARASOTA
State	FL
Zip	34237-4751
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	DTE
Legal Description	LOT 8, PAYNE PARK VILLAGE PH 1, PB 52 PG 221-227
Legal Range	18E
Legal Township	36S
Legal Section	20
Legal Subdivision	PAYNE PARK VILLAGE PH I
Legal Phase	1
Legal Tract	3287
Legal Block	1
Legal Lot Number	8
Jurisdiction	SARASOTA FL
Township / Civil Division	SARASOTA
Census Block Group	3
Census Block	3036
Census Tract	102

Owner

409 Gowdy Rd, a duplex, is owned and occupied by an individual who bought it in September 2020.

Source: Sarasota County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	409 GOWDY RD, SARASOTA, FL 34237-4751
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020 · Amount on File
Deed Sale	Sep 17, 2020 · Amount on File
Deed Document Number	2020127742
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Sep 17, 2020
Property Address	409 GOWDY RD, SARASOTA, FL 34237-4751
Document Number	0000127742
Map Reference	MB 52 PG 221-227
Instrument Date	Sep 14, 2020
Instrument	2020127742
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 4, 2022
Title Company	TOWN SQUARE TITLE LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3903 NORTHDALE BLVD # BLVD280E, 3903, TAMPA, FL 33624-1864

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127743
Date	Sep 17, 2020
Instrument	2020127743

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 409 Gowdy Rd was $6,788 with a homeowner's exemption.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Municipality	Sarasota City
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,788.00 Homeowner's exemption	$496,317	$799,300 Land $372,500 Building $426,800
2023	$6,705.00 (+3.23%) Homeowner's exemption	$468,281 (+3%)	$645,000 (+12.53%) Land $279,400 Building $365,600
2022	$6,495.00 Homeowner's exemption	$454,642	$573,200 Land $207,400 Building $365,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 409 Gowdy Rd; there have been 14 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on File median of 112 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	211 units insured incl. 99 condo units
Nearby Flood Claims	14 (1979–2024)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 Gowdy Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA-CITY OF serves 55,364 people · EPA ID FL6580326
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20