Kenton County property record for 430 Fox St, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,526 sqft · built 1930 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,043 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-21-160.00 |
| Primary APN | 004-30-21-160.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,526 sqft Finished Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 430 FOX ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH ERLANGER LOTS 576 THRU 579 |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Lot Number | 576-5 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 65600 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 430 FOX ST, ELSMERE, KY 41018-2367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK |
| Nov 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK NATL ASSN |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 430 FOX ST, ELSMERE, KY 41018-2367 |
| Document Number | 0000000152 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2020 |
| Title Company | SOUTHWEST FINANCIAL, SWF |
| Name | Verified Name |
|---|---|
| Address | 430 FOX ST ELSMERE KY 410182367, ELSMERE, KY 41018-2367 |
| Document Number | 0000000152 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 000M95/000133 |
| Instrument | 152 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | FLORENCE, KY 41042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 8, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 430 FOX ST, ELSMERE, KY 41018-2367 |
| Document Number | 0000000309 |
| Instrument Date | Nov 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2018 |
| Name | Verified Name |
|---|---|
| Address | 430 FOX ST ELSMERE KY 410182367, ELSMERE, KY 41018-2367 |
| Document Number | 0000000309 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 0C6552/000045 |
| Instrument | 309 |
| Name | PNC BK NATL ASSN |
|---|---|
| Address | EDGEWOOD, KY 41017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Nov 25, 2036 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,600 (-) Land $35,000 Building $148,600 | $183,600 (-) Land $35,000 Building $148,600 | |
| 2025 | $2,043.00 (-0.63%) Homeowner's exemption | $183,600 (-) Land $35,000 Building $148,600 | $183,600 (-) Land $35,000 Building $148,600 |
| 2023 | $2,056.00 Homeowner's exemption | $183,600 Land $35,000 Building $148,600 | $183,600 Land $35,000 Building $148,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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