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433 Elm St, Elgin, IL 60123 Property Records

Kane County property record for 433 Elm St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,848 sqft · built 1923
Lot Size0.1 acres (4,364 sqft)
OwnerIndividual Name on Record
Tax Bill$6,352 (2025)
Deeds & MortgagesAug 2023 Transfer
Flood ZoneZone X (minimal risk)
APN06-23-276-007

Property Details

APN / Parcel Number

Primary APN06-23-276-007

Interior

Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,848 sqft Living Area
Gross Area2,926 sqft
Basement Area1,078 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Exterior MaterialBrick
Lot Area4,364 sqft (0.1 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address433 ELM ST
CityELGIN
StateIL
Zip60123-7503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionD E WOODS ADDN EXCEPT EAST 50 FT (MEASURED ON NORTHERLY & SOUTHERLY LINE) LOT 7 BLOCK 7
Legal SubdivisionD E WOODS ADDN
Legal Block7
Legal Lot Number7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2013
Census Tract851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address433 ELM ST, ELGIN, IL 60123-7503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 12, 2023
Transfer Doc0000029699
Record UpdatedSep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateAug 28, 2023
Property Address433 ELM ST, ELGIN, IL 60123-7503
Document Number0000029699
Instrument DateJul 12, 2023
Instrument2023K029699
Transaction TypeTransfer
Record UpdatedSep 4, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 ELM ST, ELGIN, IL 60123-7503

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,352.00 (+25.76%)$91,272 (+8.57%) Land $15,540 Building $75,732$273,926 (+8.57%) Land $46,639 Building $227,287
2024$84,067 (+21.39%) Land $14,313 Building $69,754$252,302 (+21.44%) Land $42,956 Building $209,346
2022$5,051.00 (+5.34%) Homeowner's exemption$69,252 (+6.96%) Land $11,791 Building $57,461$207,756 (+6.96%) Land $35,373 Building $172,383
2021$4,795.00 Homeowner's exemption$64,746 Land $11,024 Building $53,722$194,238 Land $33,072 Building $161,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1979–1982)
Most Recent ClaimDec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: T-Mobile.

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