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418 Elm St, Elgin, IL 60123 Property Records

Kane County property record for 418 Elm St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,403 sqft · built 1923
Lot Size0.179 acres (7,800 sqft)
Owner2 Individual Names on Record
Last Sale$287,500 (Apr 2024)
Tax Bill$5,813 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-23-253-021

Property Details

APN / Parcel Number

Primary APN06-23-253-021

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,403 sqft Living Area
Gross Area2,456 sqft
1st Floor Area1,403 sqft
Basement Area1,053 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleBungalow
Exterior MaterialBrick
Lot Area7,800 sqft (0.179 acres)
Lot Dimensions150 ft deep x 52 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address418 ELM ST
CityELGIN
StateIL
Zip60123-7504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionD E WOODS ADDN LOT 10 BLOCK 6
Legal SubdivisionD E WOODS ADDN
Legal Block6
Legal Lot Number10
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2014
Census Tract851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address479 JEFFERSON AVE, ELGIN, IL 60120-3826
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2024 · Amount on Record
Deed SaleApr 1, 2024 · Amount on Record
Prior SaleNov 3, 2011 · Amount on Record
Deed Document Number202410416
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 1, 2024
Property Address418 ELM ST, ELGIN, IL 60123-7504
Document Number0000010416
Instrument DateMar 20, 2024
Instrument2024K010416
Transaction TypeTransfer
Record UpdatedApr 9, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$287.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address418 ELM ST, ELGIN, IL 60123-7504

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address418 ELM ST, ELGIN, IL 60123-7504

Mortgage

Document Number0000010417
DateApr 1, 2024
Instrument2024K010417
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054
Interest
Rate TypeFixed Rate
Rate7.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,813.00 (+4.95%)$84,203 (+8.57%) Land $16,410 Building $67,793$252,710 (+8.57%) Land $49,250 Building $203,460
2024$77,557 (+21.39%) Land $15,115 Building $62,442$232,764 (+21.44%) Land $45,363 Building $187,401
2022$5,539.00 (+3.94%)$63,889 (+6.96%) Land $12,451 Building $51,438$191,667 (+6.96%) Land $37,353 Building $154,314
2021$5,329.00$59,732 Land $11,641 Building $48,091$179,196 Land $34,923 Building $144,273

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1979–1982)
Most Recent ClaimDec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: T-Mobile.

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