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433 E Orchard St, Marion, NC 28752 Property Records

McDowell County property record for 433 E Orchard St, Marion, NC 28752

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 988 sqft · built 1942
Lot Size0.215 acres (9,375 sqft)
OwnerIndividual Name on Record
Last Sale$15,000 (Jan 1979)
Tax Bill$792 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN0792-00-94-5577

Property Details

APN / Parcel Number

Primary APN0792-00-94-5577
Alternative APN
  • 3055086

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area988 sqft Heated Area
Basement Area988 sqft
Unfinished Basement988 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,375 sqft (0.215 acres)
Lot Dimensions125 ft deep x 75 ft wide
PorchOpen Porch
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account Number3055086
Street Address433 E ORCHARD ST
CityMARION
StateNC
Zip28752-5395
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOTS 14A 15B & 28B PB1PG56
Legal SubdivisionMORGAN SUB SEC 1 MAP 6
Legal Lot Number14A
JurisdictionMCDOWELL NC
Township / Civil DivisionMARION
Census Block Group1
Census Block1012
Census Tract970600

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address433 E ORCHARD ST, MARION, NC 28752-5395
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 29, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 1, 1979 · Amount on Record
Deed SaleJan 1, 1979 · Amount on Record
Deed Document Number0000280234
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address433 E ORCHARD ST, MARION, NC 28752-5395
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013650001
DateAug 10, 2021
Book Page1365/1
Instrument2021005152
Lender
NameROCKET MORTGAGE LLC
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2041

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address433 E ORCHARD ST, MARION, NC 28752-5395
Document Number0012790516
Instrument DateJun 29, 2019
Transaction TypeMortgage
Record UpdatedJul 19, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 E ORCHARD ST MARION NC 287525395, MARION, NC 28752-5395

Mortgage

Document Number0012790516
DateJul 10, 2019
Book Page001279/000516
Instrument3167
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 9, 2049

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$792.00 (+3.26%)$110,980 (-) Land $10,000 Building $100,980
2023$767.00$110,980 Land $10,000 Building $100,980$110,980 Land $10,000 Building $100,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MARION
serves 9,362 people · EPA ID NC0156010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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