145 E Orchard St, Marion, NC 28752 Property Records

McDowell County property record for 145 E Orchard St, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,052 sqft · built 1990
Lot Size	2.08 acres (91,040 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,521 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0787-00-28-6552`

Property Details

APN / Parcel Number

Primary APN	`0787-00-28-6552`
Alternative APNs	`10948` `80946`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,052 sqft Heated Area
Basement Area	1,700 sqft
Unfinished Basement	1,700 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	91,040 sqft (2.08 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80946
Street Address	145 E ORCHARD ST
City	MARION
State	NC
Zip	28752
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	2.09 AC+/- PER SURVEY 7/17/1990
Jurisdiction	MCDOWELL NC
Township / Civil Division	NORTH COVE
Census Block Group	1
Census Block	1024
Census Tract	970101

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 104, LITTLE SWITZERLAND, NC 28749-0104
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2024
Deed Sale	Feb 9, 2024
Deed Document Number	0001459416
Deed Book / Page	1453 / 59
Prior Transfer Date	Nov 17, 2023
Prior Transfer Doc	2023005440
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Nov 17, 2023
Property Address	300 E ORCHARD ST, MARION, NC 28752
Document Number	0014530059
Book / Page	1453 / 59
Instrument Date	Nov 16, 2023
Instrument	2023005440
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$657.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 LAUREL HILL CIR, SPRUCE PINE, NC 28777-9522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 104, LITTLE SWITZERLAND, NC 28749-0104

Mortgage

Document Number	2023005441
Date	Nov 17, 2023
Instrument	2023005441

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,521.00 (+1.94%)	$371,900 (+1.92%) Land $50,000 Building $321,900
2023	$2,473.00	$364,880 Land $50,000 Building $314,880	$371,900 Land $50,000 Building $321,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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