Berks County property record for 433 E Main St, Kutztown, PA 19530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 925 sqft · built 1920 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,000 (Sep 2019) |
| Tax Bill | $1,061 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5454-17-00-0363 |
| Primary APN | 5454-17-00-0363 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 925 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,792 sqft (0.11 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 55003910 |
|---|---|
| Street Address | 433 E MAIN ST |
| City | KUTZTOWN |
| State | PA |
| Zip | 19530-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | BERKS PA |
| Township / Civil Division | KUTZTOWN |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 14000 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 433 E MAIN ST, KUTZTOWN, PA 19530-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| May 17, 2023 | Deed of Trust, Mortgage · Line of Credit PSECU |
| Sep 27, 2019 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on Record |
| Deed Sale | Sep 27, 2019 · Amount on Record |
| Prior Sale | Aug 6, 2007 · Amount on Record |
| Deed Document Number | 201933237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 433 E MAIN ST, KUTZTOWN, PA 19530-1216 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000014061 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 2023014061 |
| Name | PSECU |
|---|---|
| Type | Credit Union |
| Address | HARRISBURG, PA 17106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Sep 27, 2019 |
| Property Address | 433 E MAIN ST, KUTZTOWN, PA 19530-1216 |
| Document Number | 0000033237 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 2019033237 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | KEYSTONE PREMIER SETMNT SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 433 E MAIN ST, KUTZTOWN, PA 19530-1216 |
| Document Number | 0000033238 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 2019033238 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Kutztown Borough |
| Unified School District | Kutztown Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,061.00 (+7.72%) Homeowner's exemption | $71,200 (-) Land $34,500 Building $36,700 | $34,500 (-51.54%) Land $34,500 |
| 2024 | $985.00 | $71,200 Land $34,500 Building $36,700 | |
| 1994 | $71,200 Land $34,500 Building $36,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 20 (1979–2020) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KUTZTOWN BOROUGH WATER serves 14,200 people · EPA ID PA3060041 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Cable TV Cable | 2,000 / 200 |
| Borough of Kutztown Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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