419 E Main St, Kutztown, PA 19530 Property Records

Berks County property record for 419 E Main St, Kutztown, PA 19530

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,580 sqft · built 1920
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (May 2021)
Tax Bill$1,196 (2026)
Deeds & MortgagesApr 2024 Second Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5444-20-90-9159

Property Details

APN / Parcel Number

Primary APN5444-20-90-9159
Alternative APNs
  • 55-5444-20-90-9159
  • 55003885
  • 003885

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,580 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Lot Area5,227 sqft (0.12 acres)
View / LotNeighborhood
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number55003885
Street Address419 E MAIN ST
CityKUTZTOWN
StatePA
Zip19530-1216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block90
JurisdictionBERKS PA
Township / Civil DivisionKUTZTOWN
Census Block Group1
Census Block1035
Census Tract14000

Owner

419 E Main St is owned and occupied by two individuals who bought it in May 2021.

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address419 E MAIN ST, KUTZTOWN, PA 19530-1216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TD BANK NA A CHARTERED BANK
May 6, 2021Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2021 · Amount on File
Deed SaleMay 6, 2021 · Amount on File
Prior SaleSep 15, 2003 · Amount on File
Deed Document Number202122914
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address419 E MAIN ST, KUTZTOWN, PA 19530-1216
Transaction TypeMortgage
Record UpdatedMay 3, 2024
Title CompanySERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011153
DateApr 17, 2024
Instrument2024011153
Lender
NameTD BANK NA A CHARTERED BANK
Address2035 LIMESTONE RD, WILMINGTON, DE 19808
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueApr 10, 2039

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateMay 6, 2021
Property Address419 E MAIN ST, KUTZTOWN, PA 19530-1216
Document Number0000022914
Instrument DateMay 3, 2021
Instrument2021022914
Transaction TypeTransfer
Record UpdatedJun 1, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 E MAIN ST, KUTZTOWN, PA 19530-1216

Mortgage

Document Number0000022915
DateMay 6, 2021
Instrument2021022915
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Mortgage

Document Number0000022916
DateMay 6, 2021
Instrument2021022916
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueMay 5, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 419 E Main St was $1,196 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityKutztown Borough
Unified School DistrictKutztown Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,196.00 Homeowner's exemption$80,200 Land $36,000 Building $44,200$36,000 Land $36,000
2024$1,110.00$80,200 Land $36,000 Building $44,200
1994$80,200 Land $36,000 Building $44,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 419 E Main St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims20 (1979–2020)
Claims Outside the SFHA4 of 20
Most Recent ClaimAug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKUTZTOWN BOROUGH WATER
serves 14,200 people · EPA ID PA3060041
Water SourceGroundwater influenced by surface water
Last State InspectionDec 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Service Electric Cable TV
Cable
2,000 / 200
Borough of Kutztown
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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