433 E Main St, Georgetown, KY 40324 Property Records

Scott County property record for 433 E Main St, Georgetown, KY 40324 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Square Footage2,837 sqft Living Area
GarageDetached, 480 sqft
OccupancyOwner Occupied
Last Sale$65,500 (2006)
Tax Bill$3,003.00 (2025)

Property Details

APN / Parcel Number

Primary APN166-40-185.000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area2,837 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces3 Fireplaces

Exterior

Exterior MaterialBrick Exterior
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area480 sqft Garage

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address433 E MAIN ST
CityGEORGETOWN
StateKY
Zip40324-1740
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITY GEO 51
JurisdictionSCOTT KY
Minor Civil DivisionGEORGETOWN
Census Blockgroup2
Census Block2025
Census Tract40102

Owner

Source: Scott County records · APN 166-40-185.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address433 E MAIN ST, GEORGETOWN, KY 40324-1740
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2025Deed of Trust, Mortgage · Conventional Mortgage
WHITAKER BANK INC
Jul 28, 2023Deed of Trust, Mortgage · Line of Credit
WHITAKER BANK INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 24, 2006 · Amount on Record
Deed SaleApr 24, 2006 · Amount on Record
Deed Doc Number141499
Deed Book / PageD300 / 536
Record RefreshedJun 08, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address433 E MAIN ST, GEORGETOWN, KY 40324-1740
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1841/802
DateJun 12, 2025
Book PageM1841/802
Instrument544351
Lender
NameWHITAKER BANK INC
TypeBank
AddressLEXINGTON, KY 40555
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJul 01, 2028
Change FrequencyAnnually
Min Rate At Change6%
Max Rate At Change8%
Index1-Year CMT
Max Rate12%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address433 E MAIN ST, GEORGETOWN, KY 40324-1740
Transaction TypeMortgage
Record UpdatedSep 05, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 E MAIN ST, GEORGETOWN, KY 40324-1740

Mortgage

Document Number0M1748/220
DateJul 28, 2023
Book PageM1748/220
Instrument477435
Lender
NameWHITAKER BANK INC
TypeBank
AddressLEXINGTON, KY 40555
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 20, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,003.00 (+4.85%)$337,200 (+6.74%)$337,200 (+6.74%)
2023$2,864.00 (+9.15%)$315,900 (+4.43%) Land $55,000 Building $260,900$315,900 (+4.43%) Land $55,000 Building $260,900
2022$2,624.00$302,500 Land $55,000 Building $247,500$302,500 Land $55,000 Building $247,500

Nearby Properties on E Main St

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