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423 E Main St, Georgetown, KY 40324 Property Records

Scott County property record for 423 E Main St, Georgetown, KY 40324 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Square Footage4,000 sqft Living Area
Lot Size26,527 sqft (0.609 acres)
GarageDetached, 440 sqft
OccupancyOwner Occupied
Last Sale$380,000 (2026)
Tax Bill$2,716.00 (2025)

Property Details

APN / Parcel Number

Primary APN166-40-176.000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area4,000 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Exterior MaterialAluminum/Vinyl Exterior
Lot Area26,527 sqft (0.609 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area440 sqft Garage

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address423 E MAIN ST
CityGEORGETOWN
StateKY
Zip40324-1740
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITY GEO 51
JurisdictionSCOTT KY
Minor Civil DivisionGEORGETOWN
Census Blockgroup2
Census Block2025
Census Tract40102

Owner

Source: Scott County records · APN 166-40-176.000

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address423 E MAIN ST, GEORGETOWN, KY 40324-1740
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2026Deed of Trust, Mortgage · Building or Construction Mortgage
COMMUNITY TRUST BANK
Jan 05, 2026Deed of Trust, Mortgage · Building or Construction Mortgage
COMMUNITY TRUST BANK INC
Dec 01, 2023Deed, Transfer · Conventional Mortgage
ALTRA FCU
Sep 25, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 05, 2026 · Amount on Record
Deed SaleJan 05, 2026 · Amount on Record
Prior SaleDec 01, 2023 · Amount on Record
Deed Doc Number2026566548
Deed Book / Page463 / 124
Prior Transfer DateJun 21, 2019
Prior Transfer DocD409/155
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Recording DateJun 09, 2026
Property Address423 E MAIN ST, GEORGETOWN, KY 40324-1740
Document Number0000589663
Book / Page1901 / 844
Instrument DateMay 29, 2026
Instrument2026589663
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 E MAIN ST, GEORGETOWN, KY 40324-1740

Mortgage

Document Number0000589663,
DateJun 09, 2026
Book Page1901/844
Instrument2026589663
Lender
NameCOMMUNITY TRUST BANK
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term371 Months
DueMay 29, 2057
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address423 E MAIN ST, GEORGETOWN, KY 40324-1740
Transaction TypeMortgage
Record UpdatedJan 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1874/653
DateJan 05, 2026
Book PageM1874/653
Instrument566549
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
AddressPIKEVILLE, KY 41502
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term372 Months
DueJan 02, 2057
Interest
Rate TypeAdjustable Rate
Rate5.62%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJan 02, 2034
Change FrequencyAnnually
Min Rate At Change3.62%
Max Rate At Change7.62%
Index1-Year CMT
Max Rate11.6%

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateDec 01, 2023
Property Address423 E MAIN ST, GEORGETOWN, KY 40324-1740
Document Number0000D446/5
Book / PageD446 / 5
Instrument DateNov 29, 2023
Instrument488644
Transaction TypeTransfer
Record UpdatedDec 20, 2023
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$305.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address220 OLIVIA LN, CYNTHIANA, KY 41031-4056

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address423 E MAIN ST, GEORGETOWN, KY 40324-1740

Mortgage

Document Number0000488647
DateDec 01, 2023
Instrument488647
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2053

September 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCOTT KY
Recording DateSep 25, 2019
Property Address423 E MAIN ST, GEORGETOWN, KY 40324-1740
Document NumberD409/155
Book / PageD409 / 155
Instrument DateJun 21, 2019
Instrument405566
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyVANTAGE POINT TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address423 E MAIN ST, 423, GEORGETOWN, KY 40324-1740

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 E MAIN ST, GEORGETOWN, KY 40324-1740

Mortgage

Document Number405567
DateSep 25, 2019
Instrument405567
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,716.00 (-2.97%)$305,000 (-1.23%)$305,000 (-1.23%)
2023$2,799.00 (+8.45%)$308,800 (+3.76%) Land $55,000 Building $253,800$308,800 (+3.76%) Land $55,000 Building $253,800
2022$2,581.00$297,600 Land $55,000 Building $242,600$297,600 Land $55,000 Building $242,600

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