433 E 5th St, Valparaiso, NE 68065 Property Records

Saunders County property record for 433 E 5th St, Valparaiso, NE 68065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,818 sqft · built 1900
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$222,000 (Sep 2023)
Tax Bill	$2,545 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2024 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2987-22-4-13055-000-1000`

Property Details

APN / Parcel Number

Primary APN	`2987-22-4-13055-000-1000`
Alternative APN	`005921000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,818 sqft Living Area
1st Floor Area	1,608 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	133 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	Deck Area
Patio Area	352 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	433 E 5TH ST
City	VALPARAISO
State	NE
Zip	68065-5017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 1 KOBZAS SUBDIVISION TO VALPARAISO; MAP NUMBER: 2987-22-4-13055-000-1000
Legal Range	05
Legal Township	13
Legal Section	22
Legal Subdivision	VALPARAISO-KOBZAS
Legal Lot Number	1
Jurisdiction	SAUNDERS NE
Township / Civil Division	OAK CREEK
Census Block Group	3
Census Block	3209
Census Tract	968200

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 103, VALPARAISO, NE 68065-0103
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Jul 10, 2024	Intrafamily Transfer, Transfer CONSUMER TITLE AND ESCROW
Sep 19, 2023	Warranty Deed, Transfer · VA Mortgage PENTAGON FCU
Aug 30, 2019	Grant Deed, Transfer · VA Mortgage COBALT CU
Apr 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 31, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 20, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Prior Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	202309192
Deed Book / Page	599 / 79
Last Transfer Date	Jul 8, 2024
Transfer Doc	0006080966
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	433 E 5TH ST, VALPARAISO, NE 68065-5017
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, ALTA COMMITMENT FOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005550574
Date	Mar 12, 2021
Book Page	555/574
Instrument	2021-03-288

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAUNDERS NE
Recording Date	Jul 10, 2024
Property Address	433 E 5TH ST, VALPARAISO, NE 68065-5017
Document Number	0006080966
Book / Page	608 / 966
Instrument Date	Jul 8, 2024
Instrument	2024-07-135
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	CONSUMER TITLE AND ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Sep 19, 2023
Property Address	433 E 5TH ST, VALPARAISO, NE 68065-5017
Document Number	0005990079
Book / Page	599 / 79
Instrument Date	Sep 1, 2023
Instrument	2023-09-192
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	CONSUEGRA TITLE LLC, CONSUMER T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202309194
Date	Sep 19, 2023
Instrument	2023-09-194

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAUNDERS NE
Recording Date	Aug 30, 2019
Property Address	433 E 5TH ST, VALPARAISO, NE 68065-5017
Document Number	0005211016
Book / Page	000521 / 001016
Instrument Date	Aug 22, 2019
Instrument	442
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$319.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	433 E 5TH ST VALPARAISO NE 680655017, VALPARAISO, NE 68065-5017

Mortgage

Document Number	5211017
Date	Aug 30, 2019
Book Page	000521/001017
Instrument	443

Lender

Name	COBALT CU
Address	PAPILLION, NE 68046

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUNDERS NE
Recording Date	Apr 26, 2019
Property Address	433 E 5TH ST, VALPARAISO, NE 68065-5017
Document Number	0005160752
Book / Page	000516 / 000752
Instrument Date	Apr 25, 2019
Instrument	401
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUNDERS NE
Recording Date	Dec 31, 2018
Property Address	433 E 5TH ST, VALPARAISO, NE 68065-5017
Document Number	0005121155
Book / Page	000512 / 001155
Instrument Date	Nov 23, 2018
Instrument	401
Transaction Type	Transfer
Record Updated	Jan 17, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 E 5TH ST VALPARAISO NE 680655017, VALPARAISO, NE 68065-5017

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAUNDERS NE
Recording Date	Mar 20, 2017
Property Address	433 E 5TH ST, VALPARAISO, NE 68065-5017
Document Number	0004870876
Book / Page	000487 / 000876
Instrument Date	Mar 14, 2017
Instrument	263
Transaction Type	Transfer
Record Updated	May 17, 2017

Transaction

Amount	Amount Recorded
Tax	$49.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Oak Creek Township
Municipality	Valparaiso Village
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,545.00 (-8.62%)	$210,393 (-) Land $16,386 Building $194,007	$210,393 (-) Land $16,386 Building $194,007
2024	$2,785.00 (+11.98%)	$210,393 (+39.24%) Land $16,386 Building $194,007	$210,393 (+39.24%) Land $16,386 Building $194,007
2023	$2,487.00 (+14.13%)	$151,103 (+24.88%) Land $16,386 Building $134,717	$151,103 (+24.88%) Land $16,386 Building $134,717
2022	$2,179.00	$120,994 Land $16,386 Building $104,608	$120,994 Land $16,386 Building $104,608

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Jan 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF VALPARAISO serves 600 people · EPA ID NE3115511
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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