433 E 2nd St, Flora, IL 62839 Property Records

Clay County property record for 433 E 2nd St, Flora, IL 62839 · Last verified August 2026

Property Highlights

Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Bathrooms1.5 Baths
Architecture StyleMultifamily
Year BuiltBuilt 1953
Square Footage1,796 sqft Living Area
Lot Size9,292 sqft (0.213 acres)
OccupancyOwner Occupied

Property Details

APN / Parcel Number

Primary APN10-25-163-008

Interior

Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,796 sqft Living Area
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleMultifamily Style
Exterior MaterialOther Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof MaterialShingle Roof
Lot Area9,292 sqft (0.213 acres)
DrivewayDriveway Concrete
Driveway Area480 sqft Driveway
Deck Area144 sqft Deck
Porch Area50 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address433 E 2ND ST
CityFLORA
StateIL
Zip62839-2517
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionD P FORSYTHE'S ADDN BLOCK 1 E 17' LOT 11 & ALL LOT 12
Legal SubdivisionD P FORSYTHES ADD
Legal Block1
Legal Lot Number11-12
JurisdictionCLAY IL
Minor Civil DivisionHARTER
Census Blockgroup3
Census Block3066
Census Tract972100

Owner

Source: Clay County records · APN 10-25-163-008

Assessment roll updated September 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address433 E 2ND ST, FLORA, IL 62839-2517
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 18, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
US BANK NA
Apr 16, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
SYNERGY ONE LENDING INC
Jan 27, 2021Intrafamily Transfer, Transfer · Veterans Administration Mortgage
MUTUAL OF OMAHA MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 27, 2021
Deed SaleJan 27, 2021
Deed Doc Number2021200962
Prior Transfer DateNov 03, 2020
Prior Transfer Doc200962
Record RefreshedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IL
Property Address433 E 2ND ST, FLORA, IL 62839-2517
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018D194210
DateMay 18, 2018
Instrument2018D194210
Lender
NameUS BANK NA
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2033
Interest
Rate TypeFixed Rate

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IL
Property Address433 E 2ND ST, FLORA, IL 62839-2517
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberD196425
DateApr 16, 2019
InstrumentD196425
Lender
NameSYNERGY ONE LENDING INC
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2049
Interest
Rate TypeFixed Rate

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY IL
Recording DateJan 27, 2021
Property Address433 E 2ND ST, FLORA, IL 62839-2517
Document Number200962
Instrument DateNov 03, 2020
Instrument200962
Transaction TypeTransfer
Record UpdatedSep 07, 2021
Title CompanyFIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 E 2ND ST, FLORA, IL 62839-2517

Mortgage

Document Number200963
DateJan 27, 2021
Instrument200963
Lender
NameMUTUAL OF OMAHA MORTGAGE
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Interest
Rate2.75%

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$39,376 (+11.45%) Land $5,147 Building $34,229$118,128 (+11.45%) Land $15,441 Building $102,687
2024$35,330 (+18.48%) Land $4,618 Building $30,712$105,990 (+18.48%) Land $13,854 Building $92,136
2022Homeowner's exemption Disabled Person's exemption Veteran's exemption$29,819 Land $3,884 Building $25,935$89,457 Land $11,652 Building $77,805

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