Clay County property record for 424 E 2nd St, Flora, IL 62839 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1915 |
| Square Footage | 1,099 sqft Living Area |
| Lot Size | 8,438 sqft (0.193 acres) |
| Garage | 552 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $75,000 (2022) |
| Tax Bill | $1,684.00 (2024) |
| Primary APN | 10-25-312-005 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,099 sqft Living Area |
| Basement Area | 1,099 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Multifamily Style |
| Exterior Material | Other Exterior |
| Construction Type | Frame Construction |
| Roof Material | Shingle Roof |
| Lot Area | 8,438 sqft (0.193 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 552 sqft Garage |
| Porch Area | 118 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 424 E 2ND ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2516 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | N A EDDY'S ADDN LOT 38 |
| Legal Subdivision | N A EDDYS ADD |
| Legal Lot Number | 38 |
| Jurisdiction | CLAY IL |
| Minor Civil Division | HARTER |
| Census Blockgroup | 3 |
| Census Block | 3069 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-25-312-005
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 E 2ND ST, FLORA, IL 62839-2516 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 07, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FLORA BANK & TRUST |
| Jan 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage FLORA BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 10, 2022 · Amount on Record |
| Deed Sale | Jan 10, 2022 · Amount on Record |
| Prior Sale | Oct 20, 2014 · Amount on Record |
| Deed Doc Number | 2022203834 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 424 E 2ND ST, FLORA, IL 62839-2516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000206634 |
|---|---|
| Date | Feb 07, 2023 |
| Instrument | 206634 |
| Name | FLORA BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jan 10, 2022 |
| Property Address | 424 E 2ND ST, FLORA, IL 62839-2516 |
| Document Number | 0000203834 |
| Instrument Date | Jan 06, 2022 |
| Instrument | 203834 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 E 2ND ST, FLORA, IL 62839-2516 |
| Document Number | 0000203835 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 203835 |
| Name | FLORA BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,993 (+32.12%) Land $3,563 Building $28,430 | $95,979 (+32.12%) Land $10,689 Building $85,290 | |
| 2024 | $1,684.00 (+57.68%) | ||
| 2022 | $1,068.00 (+22.48%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $24,215 Land $2,674 Building $21,541 | $72,645 Land $8,022 Building $64,623 |
| 2021 | $872.00 |
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