Carroll County property record for 433 Dutrow Rd, Westminster, MD 21157 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,036 sqft · built 1998 |
| Lot Size | 4.69 acres (204,514 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Jun 2019) |
| Tax Bill | $4,863 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-045445 |
| Primary APN | 08-045445 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,036 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 204,514 sqft (4.69 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 204 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 045445 |
|---|---|
| Street Address | 433 DUTROW RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT- 4.69518 ACS 433 DUTROW ROAD N OF CARROLLTON |
| Legal Subdivision | WARREN WAY |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 8, HAMPSTEAD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 508200 |
Source: Carroll County records · APN 08-045445
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 DUTROW RD, WESTMINSTER, MD 21157-7138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Jun 11, 2019 | Deed, Transfer · Conventional Mortgage M & T BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 11, 2019 · Amount on Record |
| Deed Sale | Jun 11, 2019 · Amount on Record |
| Prior Sale | Mar 24, 1997 · Amount on Record |
| Deed Book / Page | 9314 / 468 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 433 DUTROW RD, WESTMINSTER, MD 21157-7138 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0097280439 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 9728/439 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 314 Months |
| Due | Aug 23, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 11, 2019 |
| Property Address | 433 DUTROW RD, WESTMINSTER, MD 21157-7138 |
| Document Number | 0093140468 |
| Book / Page | 9314 / 0468 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 433 DUTROW RD, WESTMINSTER, MD 21157-7138 |
| Document Number | 0009314476 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 9314/476 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $508,267 (+25.89%) | $601,200 (+30.19%) Land $208,400 Building $392,800 | |
| 2025 | $4,863.00 (+6.6%) Homeowner's exemption | ||
| 2023 | $4,562.00 Homeowner's exemption | $403,733 | $461,800 Land $168,400 Building $293,400 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135082002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005, tidal / storm surge |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures