429 Dutrow Rd, Westminster, MD 21157 Property Records

Carroll County property record for 429 Dutrow Rd, Westminster, MD 21157 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,136 sqft · built 1990
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Jun 2023)
Tax Bill	$4,429 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-045437`

Property Details

APN / Parcel Number

Primary APN	`08-045437`
Alternative APNs	`8045437` `045437`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,136 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	88,427 sqft (2.03 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	504 sqft
Deck Area	359 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	045437
Street Address	429 DUTROW RD
City	WESTMINSTER
State	MD
Zip	21157-7138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT - 2.03 ACS 429 DUTROW RD NR N/S CARROLLTON RD
Legal Subdivision	HAWK RIDGE FARM
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	2
Census Block	2016
Census Tract	508200

Owner

Source: Carroll County records · APN 08-045437

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	429 DUTROW RD, WESTMINSTER, MD 21157-7138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 08, 2023	Deed, Transfer · Conventional Mortgage SHORE UNITED BANK NA
Nov 20, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Apr 03, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 08, 2023 · Amount on Record
Deed Sale	Jun 08, 2023 · Amount on Record
Prior Sale	Aug 26, 2010
Deed Book / Page	11046 / 404
Prior Transfer Date	Aug 23, 2010
Prior Transfer Doc	0062730001
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 08, 2023
Property Address	429 DUTROW RD, WESTMINSTER, MD 21157-7138
Document Number	0110460404
Book / Page	11046 / 404
Instrument Date	Jun 06, 2023
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	NOT AVAILABLE, DISCOVERY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 DUTROW RD, WESTMINSTER, MD 21157-7138

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110460411
Date	Jun 08, 2023
Instrument	11046-0411

Lender

Name	SHORE UNITED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2030
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	0.75%
Index	1-Year CMT
Max Rate	10.7%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	429 DUTROW RD, WESTMINSTER, MD 21157-7138
Document Number	0095000064
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 DUTROW RD WESTMINSTER MD 211577138, WESTMINSTER, MD 21157-7138

Mortgage

Document Number	0095000064
Date	Dec 06, 2019
Book Page	009500/000064

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	429 DUTROW RD, WESTMINSTER, MD 21157-7138
Document Number	0090700077
Instrument Date	Apr 03, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	429 DUTROW RD WESTMINSTER MD 211577138, WESTMINSTER, MD 21157-7138

Mortgage

Document Number	0090700077
Date	Jul 20, 2018
Book Page	009070/000077

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,900 (+12.44%)	$542,100 (+37.31%) Land $190,300 Building $351,800
2025	$4,429.00 (+10.64%) Homeowner's exemption	$394,800 (+11.42%) Land $150,300 Building $244,500	$394,800 (-) Land $150,300 Building $244,500
2023	$4,003.00 (+6.04%)	$354,333 (+6.06%)	$394,800 (+18.17%) Land $150,300 Building $244,500
2022	$3,775.00 Homeowner's exemption	$334,100 Land $150,300 Building $183,800	$334,100 Land $150,300 Building $183,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135082002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity, T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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