433 Downing Pl, Lancaster, OH 43130 Property Records

Fairfield County property record for 433 Downing Pl, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,895 sqft · built 1988
Lot Size	0.293 acres (12,781 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jul 2025)
Tax Bill	$12,507 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-34184-100`

Property Details

APN / Parcel Number

Primary APN	`05-34184-100`
Alternative APN	`0411 00066`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,895 sqft Living Area
Gross Area	3,445 sqft
1st Floor Area	962 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,781 sqft (0.293 acres)
Lot Dimensions	142 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	433 DOWNING PL
City	LANCASTER
State	OH
Zip	43130-8700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVERY HILLS PH V LOT 62
Legal Subdivision	AVERY HILLS
Legal Lot Number	62
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1020
Census Tract	31300

Owner

Source: Fairfield County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1670 MAGNAVOX WAY, FORT WAYNE, IN 46804-1536
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2025 · Amount on Record
Deed Sale	Jul 3, 2025 · Amount on Record
Prior Sale	Jan 1, 1989 · Amount on Record
Deed Document Number	202510640
Prior Transfer Date	Jul 17, 2006
Prior Transfer Doc	0000017793
Record Updated	Sep 20, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jul 3, 2025
Property Address	433 DOWNING PL, LANCASTER, OH 43130-8700
Document Number	0000010640
Map Reference	CAB 1 SL 65
Instrument Date	Jul 1, 2025
Instrument	202500010640
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1670 MAGNAVOX WAY, FORT WAYNE, IN 46804-1536

Mortgage

Document Number	0000010641
Date	Jul 3, 2025
Instrument	202500010641

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,507.00 (+233.25%)	$139,130 (+34.79%) Land $22,320 Building $116,810	$397,520 (+34.79%) Land $63,770 Building $333,750
2023	$3,753.00 Homeowner's exemption	$103,220 (-) Land $14,760 Building $88,460
2022	Homeowner's exemption	$103,220 Land $14,760 Building $88,460	$294,910 Land $42,180 Building $252,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20