Osceola County property record for 433 Connecticut Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 737 sqft · built 1960 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Jun 2021) |
| Tax Bill | $2,270 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0378-0075 |
| Primary APN | 01-26-30-0001-0378-0075 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 737 sqft Living Area |
| Gross Area | 1,146 sqft |
| 1st Floor Area | 737 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | L-Shape |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 0.5 ft wide |
| Garage Type | Carport |
| Garage Area | 294 sqft |
| Carport | Carport |
| Carport Area | 294 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 433 CONNECTICUT AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | LAKE FRONT ADDN PB B PG 61-62 BLK 378 N 1/2 LOT 7 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 378 |
| Legal Lot Number | 7 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 43400 |
Source: Osceola County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 433 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Jun 23, 2021 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on Record |
| Deed Sale | Jun 23, 2021 · Amount on Record |
| Prior Sale | May 28, 2014 · Amount on Record |
| Deed Document Number | 202197775 |
| Deed Book / Page | 5986 / 2491 |
| Prior Transfer Date | Jun 30, 2005 |
| Prior Transfer Doc | 0028390709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 9, 2026 |
| Property Address | 433 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2730 |
| Document Number | 0000075613 |
| Book / Page | 6985 / 160 |
| Instrument Date | May 19, 2026 |
| Instrument | 202675613 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 433 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2730 |
| Document Number | 0000075613, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 6985/160 |
| Instrument | 202675613 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2051 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 23, 2021 |
| Property Address | 433 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2730 |
| Document Number | 0059862491 |
| Book / Page | 5986 / 2491 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021097775 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13647 LACEBARK PINE RD, ORLANDO, FL 32832-6579 |
| Name | Verified Name |
|---|---|
| Address | 433 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2730 |
| Document Number | 0059862493 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 5986/2493 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,270.00 (+3.7%) Homeowner's exemption | $169,753 (+5.99%) | $192,200 (+9.7%) Land $46,800 Building $145,400 |
| 2024 | $2,189.00 (+3.01%) | ||
| 2023 | $2,125.00 (+4.01%) Homeowner's exemption | $160,165 (+3%) | $175,200 (+12.67%) Land $42,500 Building $132,700 |
| 2022 | $2,043.00 Homeowner's exemption | $155,500 Land $35,100 Building $120,400 | $155,500 Land $35,100 Building $120,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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