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430 Connecticut Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 430 Connecticut Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,260 sqft · built 1957
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on File
Last Sale$336,000 (May 2025)
Tax Bill$5,531 (2025)
Deeds & MortgagesFeb 2023 Transfer
Dec 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0379-0040

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0379-0040
Alternative APNs
  • 263001000103790040
  • 79666

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,260 sqft Living Area
1st Floor Area1,152 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions150 ft deep x 0.5 ft wide
PorchFlorida Room
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address430 CONNECTICUT AVE
CitySAINT CLOUD
StateFL
Zip34769-2731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1A
Legal DescriptionLAKE FRONT ADDN PB B PG 61-62 BLK 379 N 50 FT LOT 4 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block379
Legal Lot Number4
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1011
Census Tract43400

Owner

430 Connecticut Ave is owned and occupied by two individuals who bought it in May 2025.

Source: Osceola County records, as of November 26, 2025

Owner of Record2 Individual Names on File
Mailing Address430 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2731
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2023Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 27, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
May 24, 2021Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
May 24, 2021Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
May 24, 2021Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2025 · Amount on File
Deed SaleMay 1, 2025 · Amount on File
Prior SaleDec 27, 2021 · Amount on File
Deed Document Number202555079
Deed Book / Page6780 / 1175
Prior Transfer DateDec 2, 2022
Prior Transfer Doc0063581484
Record UpdatedSep 20, 2026

February 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateFeb 15, 2023
Property Address430 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2731
Document Number0063581484
Book / Page6358 / 1484
Map ReferenceMB B PG 61
Instrument DateDec 2, 2022
Instrument2023018478
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4437 TRAPP LN, ORLANDO, FL 32814-6053

Transferred To (Grantee/Buyer)

NameVerified Name
Address4437 TRAPP LN, ORLANDO, FL 32814-6053

December 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 27, 2021
Property Address430 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2731
Document Number0061151059
Book / Page6115 / 1059
Map ReferenceMB B PG 61
Instrument DateDec 22, 2021
Instrument2021198895
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 11, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5155 STARLINE DR, 5155, SAINT CLOUD, FL 34771-9029

Transferred To (Grantee/Buyer)

NameVerified Name
Address4437 TRAPP LN, ORLANDO, FL 32814-6053

Mortgage

Document Number0061151060
DateDec 27, 2021
Instrument6115/1060
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 24, 2021
Property Address430 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2731
Document Number0059650945
Book / Page5965 / 945
Map ReferenceMB B PG 61-64
Instrument DateMay 21, 2021
Instrument2021080438
Transaction TypeTransfer
Record UpdatedJun 28, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address430 CONNECTICUT AVE, 430, SAINT CLOUD, FL 34769-2731

Transferred To (Grantee/Buyer)

NameVerified Name
Address5155 STARLINE DR, SAINT CLOUD, FL 34771-9029

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 24, 2021
Property Address430 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2731
Document Number0059650946
Book / Page5965 / 946
Map ReferenceMB B PG 61-64
Instrument DateMay 20, 2021
Instrument2021080439
Transaction TypeTransfer
Record UpdatedJun 28, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2702 TURNBULL ESTATES DR, 2702, NEW SMYRNA BEACH, FL 32168-5455

Transferred To (Grantee/Buyer)

NameVerified Name
Address5155 STARLINE DR, SAINT CLOUD, FL 34771-9029

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 24, 2021
Property Address430 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2731
Document Number0059650947
Book / Page5965 / 947
Map ReferenceMB B PG 61-64
Instrument DateMay 19, 2021
Instrument2021080440
Transaction TypeTransfer
Record UpdatedJun 28, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14 LUSCIOUS LANE, 14, MEMPHIS, TN 37501-0001

Transferred To (Grantee/Buyer)

NameVerified Name
Address5155 STARLINE DR, SAINT CLOUD, FL 34771-9029

Tax Assessment & Valuation

The 2025 property tax bill for 430 Connecticut Ave was $5,531, up 1.9% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,531.00 (+1.94%)$308,800 Land $46,800 Building $262,000$308,800 Land $46,800 Building $262,000
2024$5,426.00 (+7%)
2023$5,071.00 (+11.67%)$281,400 (+11.76%) Land $42,500 Building $238,900$281,400 (+11.76%) Land $42,500 Building $238,900
2022$4,541.00$251,800 Land $35,100 Building $216,700$251,800 Land $35,100 Building $216,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 Connecticut Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Connecticut Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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