433 Cobb Rd, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 433 Cobb Rd, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,046 sqft · built 2004
Lot Size	2.78 acres (121,097 sqft)
Owner	Individual Name on File
Last Sale	$32,500 (Jul 2003)
Tax Bill	$5,123 (2025)
Deeds & Mortgages	Dec 2021 Refinance Dec 2021 Line of Credit
APN	`ATHO M:00043 B:00082 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00043 B:00082 L:00000`
Alternative APN	`5472`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,046 sqft Living Area
Gross Area	4,392 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	121,097 sqft (2.78 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5472
Street Address	433 COBB RD
City	ATHOL
State	MA
Zip	01331-9220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	82
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	1
Census Block	1035
Census Tract	703300

Owner

Source: Worcester County and Athol Town records · APN ATHO M:00043 B:00082 L:00000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	433 COBB RD, ATHOL, MA 01331-9220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATHOL SAVINGS BANK
Dec 15, 2021	Deed of Trust, Mortgage · Line of Credit ATHOL SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 29, 2003 · Amount on Record
Deed Sale	Jul 29, 2003 · Amount on Record
Deed Document Number	2003200009
Deed Book / Page	30978 / 132
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	433 COBB RD, ATHOL, MA 01331-9220
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066748-309
Date	Dec 15, 2021
Book Page	66748/309
Instrument	174982

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	133 Months
Due	Jan 01, 2033

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	433 COBB RD, ATHOL, MA 01331-9220
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066748-327
Date	Dec 15, 2021
Book Page	66748/327
Instrument	174983

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Athol Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,123.00 (+0.57%)	$403,100 (+1.54%) Land $66,800 Building $336,300	$529,435 (-)
2024	$5,094.00 (+0.41%)	$397,000 (+9.88%) Land $66,800 Building $330,200	$529,435
2023	$5,073.00	$361,300 Land $49,400 Building $311,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1985 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

Based on FCC filings for 11 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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