389 Cobb Rd, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 389 Cobb Rd, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,320 sqft · built 2007
Lot Size	2.49 acres (108,464 sqft)
Owner	Individual Name on Record
Last Sale	$32,500 (Sep 2003)
Tax Bill	$5,011 (2026)
Deeds & Mortgages	Mar 2022 Refinance Jul 2020 Mortgage
APN	`ATHO M:00043 B:00055 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00043 B:00055 L:00000`
Alternative APN	`3725`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	4,672 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,464 sqft (2.49 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3725
Street Address	389 COBB RD
City	ATHOL
State	MA
Zip	01331-9204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	55
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	1
Census Block	1035
Census Tract	703300

Owner

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	389 COBB RD, ATHOL, MA 01331-9204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Jul 2, 2020	Deed of Trust, Mortgage · Balloon Mortgage ATHOL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2003 · Amount on Record
Deed Sale	Sep 12, 2003 · Amount on Record
Deed Document Number	2003247319
Deed Book / Page	31613 / 156
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	389 COBB RD, ATHOL, MA 01331-9204
Transaction Type	Mortgage
Record Updated	Mar 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067227-72
Date	Mar 8, 2022
Book Page	67227/72
Instrument	26024

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	389 COBB RD, ATHOL, MA 01331-9204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62724-102
Date	Jul 2, 2020
Book Page	62724/102
Instrument	71028

Lender

Name	ATHOL CU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,011.00 (+0.6%)	$395,500 (+0.92%) Land $62,200 Building $333,300	$423,035 (-)
2025	$4,981.00 (+3.88%)	$391,900 (+4.87%) Land $59,900 Building $332,000	$423,035 (-1.89%)
2024	$4,795.00 (+0.55%)	$373,700 (+10.01%) Land $59,900 Building $313,800	$431,205
2023	$4,769.00	$339,700 Land $44,200 Building $295,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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