Waynesboro City property record for 433 Chestnut Ave, Waynesboro, VA 22980
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,220 sqft · built 1926 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Jul 2024) |
| Tax Bill | $2,965 (2026) |
| Deeds & Mortgages | May 2023 Second Mortgage Mar 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55 1 31-7 |
| Primary APN | 55 1 31-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,220 sqft Living Area |
| 1st Floor Area | 2,220 sqft |
| Basement Area | 1,110 sqft |
| Unfinished Basement | 1,110 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,501 sqft (0.172 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 21021 |
|---|---|
| Street Address | 433 CHESTNUT AVE |
| City | WAYNESBORO |
| State | VA |
| Zip | 22980-4703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-5 |
| Legal Description | BLOCK 31 LOTS 7 & 8 WAYNESBORO CO ADT |
| Legal Subdivision | WAYNESBORO COMPANY |
| Legal Block | 31 |
| Legal Lot Number | 7-8 |
| Jurisdiction | WAYNESBORO CITY VA |
| Township / Civil Division | WAYNESBORO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 3400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Tree Streets Historic District listed 2002 · 454 contributing resources · NRIS 02000369 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Waynesboro City records, as of August 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 433 CHESTNUT AVE, WAYNESBORO, VA 22980-4703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Mar 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TIDEWATER MORTGAGE SERVICES INC |
| Jun 16, 2020 | Warranty Deed, Transfer · FHA Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2024 · Amount on Record |
| Deed Sale | Jul 2, 2024 · Amount on Record |
| Prior Sale | Jun 16, 2020 · Amount on Record |
| Deed Document Number | 20241384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Property Address | 433 CHESTNUT AVE, WAYNESBORO, VA 22980-4703 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230000939 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 230000939 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Property Address | 433 CHESTNUT AVE, WAYNESBORO, VA 22980-4703 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210000509 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 210000509 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Recording Date | Jun 16, 2020 |
| Property Address | 433 CHESTNUT AVE, WAYNESBORO, VA 22980-4703 |
| Document Number | 200001505 |
| Instrument Date | May 27, 2020 |
| Instrument | 200001505 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | INSIGHT TITLE AND SETTLEMENT SERVICES, INSIGHT TITLE & STLMNT SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 CHESTNUT AVE, WAYNESBORO, VA 22980-4703 |
| Document Number | 200001506 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 200001506 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Waynesboro City assessment roll, as of August 28, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Waynesboro City |
| Unified School District | Waynesboro City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,965.00 (+18.08%) | $340,900 (+4.51%) Land $60,000 Building $280,900 | $340,900 (+4.51%) Land $60,000 Building $280,900 |
| 2023 | $2,511.00 | $326,200 Land $57,500 Building $268,700 | $326,200 Land $57,500 Building $268,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 61 (1985–2024) |
| Claims Outside the SFHA | 15 of 61 |
| Most Recent Claim | Oct 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures