Waynesboro City property record for 421 Chestnut Ave, Waynesboro, VA 22980
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,708 sqft · built 1925 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Oct 2018) |
| Tax Bill | $2,238 (2026) |
| Deeds & Mortgages | Aug 2017 Line of Credit Sep 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55 1 31-5 |
| Primary APN | 55 1 31-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,708 sqft Living Area |
| 1st Floor Area | 1,707 sqft |
| Attic | Attic |
| Attic Area | 256 sqft |
| Basement Area | 824 sqft |
| Unfinished Basement | 824 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Terrain | Above Road/Slope |
| Porch | Porch |
| Gazebo | Gazebo |
| Cooling System | Partial |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 411684 |
|---|---|
| Street Address | 421 CHESTNUT AVE |
| City | WAYNESBORO |
| State | VA |
| Zip | 22980-4703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-5 |
| Legal Description | BLOCK 31 LOTS 5 & 6 WAYNESBORO CO ADT |
| Legal Subdivision | WAYNESBOR COMPANY |
| Legal Block | 31 |
| Legal Lot Number | 5-6 |
| Jurisdiction | WAYNESBORO CITY VA |
| Township / Civil Division | WAYNESBORO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 3400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Tree Streets Historic District listed 2002 · 454 contributing resources · NRIS 02000369 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Waynesboro City records, as of August 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 CHESTNUT AVE, WAYNESBORO, VA 22980-4703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2017 | Deed of Trust, Mortgage · Line of Credit DUPONT COMMUNITY CREDIT UNION |
| Sep 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ALCOVA MORTGAGE LLC |
| Oct 9, 2018 | Warranty Deed, Transfer · Line of Credit DUPONT COMMUNITY CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2018 · Amount on Record |
| Deed Sale | Oct 9, 2018 · Amount on Record |
| Prior Sale | Aug 16, 2016 · Amount on Record |
| Deed Document Number | 20182061 |
| Last Transfer Date | Dec 1, 2023 |
| Transfer Doc | 0000002554 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Property Address | 421 CHESTNUT AVE, WAYNESBORO, VA 22980-4703 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0170001874 |
|---|---|
| Date | Aug 11, 2017 |
| Instrument | 170001874 |
| Name | DUPONT COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 419 Months |
| Due | Jul 27, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Property Address | 421 CHESTNUT AVE, WAYNESBORO, VA 22980-4703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200002537 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 200002537 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Recording Date | Oct 9, 2018 |
| Property Address | 421 CHESTNUT AVE, WAYNESBORO, VA 22980-4703 |
| Document Number | 180002061 |
| Instrument Date | Sep 5, 2018 |
| Instrument | 180002061 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 CHESTNUT AVE, WAYNESBORO, VA 22980-4703 |
| Document Number | 180002062 |
|---|---|
| Date | Oct 9, 2018 |
| Instrument | 180002062 |
| Name | DUPONT COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Waynesboro City assessment roll, as of August 28, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Waynesboro City |
| Unified School District | Waynesboro City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,238.00 (+23.24%) | $257,300 (+9.07%) Land $60,000 Building $197,300 | $257,300 (+9.07%) Land $60,000 Building $197,300 |
| 2023 | $1,816.00 | $235,900 Land $57,500 Building $178,400 | $235,900 Land $57,500 Building $178,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 61 (1985–2024) |
| Claims Outside the SFHA | 15 of 61 |
| Most Recent Claim | Oct 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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