Morgan County property record for 433 Cherry St, Fort Morgan, CO 80701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 4,348 sqft · built 1980 |
| Lot Size | 0.243 acres (10,575 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Nov 2024) |
| Tax Bill | $2,489 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1229-082-33-004 |
| Primary APN | 1229-082-33-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,348 sqft Total Area |
| 1st Floor Area | 1,258 sqft |
| 2nd Floor Area | 546 sqft |
| Basement Area | 1,222 sqft |
| Finished Basement | 1,222 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,575 sqft (0.243 acres) |
| Lot Dimensions | 141 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 858 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Patio Area | 216 sqft |
| Balcony Area | 216 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Street Address | 433 CHERRY ST |
|---|---|
| City | FORT MORGAN |
| State | CO |
| Zip | 80701-3839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD RAMCO SUB FM BLOCK 03 LOT 04 |
| Legal Subdivision | RAMCO SUB |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | MORGAN CO |
| Township / Civil Division | FORT MORGAN |
| Census Block Group | 5 |
| Census Block | 5044 |
| Census Tract | 600 |
433 Cherry St is owned by two individuals who bought it in November 2024.
Source: Morgan County records, as of March 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 427 CHERRY ST, FORT MORGAN, CO 80701-3839 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2024 · Amount on File |
| Deed Sale | Nov 26, 2024 · Amount on File |
| Deed Document Number | 2024954061 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 433 CHERRY ST, FORT MORGAN, CO 80701-3839 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 433 CHERRY ST, FORT MORGAN, CO 80701-3839 |
| Document Number | 0000959516 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 959516 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2045 |
The 2025 property tax bill for 433 Cherry St was $2,489, up 31.8% from the year before.
Source: Morgan County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Morgan County |
| Municipality | Fort Morgan City |
| Unified School District | Fort Morgan School District RE-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,489.00 (+31.83%) | $29,540 (-2.44%) Land $2,920 Building $26,620 | $472,720 (+4.61%) Land $46,730 Building $425,990 |
| 2024 | $1,888.00 (-1.36%) | $30,280 (-10.84%) Land $2,790 Building $27,490 | $451,900 (-10.85%) Land $41,660 Building $410,240 |
| 2023 | $1,914.00 (+53.12%) | $33,960 (+52.9%) Land $3,130 Building $30,830 | $506,900 (+58.6%) Land $46,730 Building $460,170 |
| 2022 | $1,250.00 | $22,210 Land $3,060 Building $19,150 | $319,600 Land $44,100 Building $275,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 433 Cherry St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 8, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 433 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FT MORGAN serves 12,000 people · EPA ID CO0144005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ElektraFi, Verizon, Viaero Wireless.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures