423 Cherry St, Fort Morgan, CO 80701 Property Records

Morgan County property record for 423 Cherry St, Fort Morgan, CO 80701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,356 sqft · built 1991
Lot Size	0.169 acres (7,350 sqft)
Owner	Individual Name on File
Tax Bill	$1,988 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1229-082-27-004`

Property Details

APN / Parcel Number

Primary APN	`1229-082-27-004`
Alternative APN	`R016326`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,356 sqft Total Area
1st Floor Area	1,014 sqft
Basement Area	1,014 sqft
Finished Basement	934 sqft
Unfinished Basement	80 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,350 sqft (0.169 acres)
Lot Dimensions	70 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	423 CHERRY ST
City	FORT MORGAN
State	CO
Zip	80701-3839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD WILSONS SECOND ADD FM BLOCK 03 LOT 04
Legal Subdivision	WILSONS SECOND ADD
Legal Block	3
Legal Lot Number	4
Jurisdiction	MORGAN CO
Township / Civil Division	FORT MORGAN
Census Block Group	5
Census Block	5042
Census Tract	600

Owner

423 Cherry St is owned and occupied by an individual who acquired it in August 2022.

Source: Morgan County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	423 CHERRY ST, FORT MORGAN, CO 80701-3839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC
Apr 7, 2021	Warranty Deed, Transfer · FHA Mortgage BANK OF COLORADO
Sep 15, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2022
Deed Sale	Aug 3, 2022
Prior Sale	Apr 7, 2021 · Amount on File
Deed Document Number	2022942069
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Aug 3, 2022
Property Address	423 CHERRY ST, FORT MORGAN, CO 80701-3839
Document Number	0000942069
Instrument Date	Aug 1, 2022
Instrument	942069
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 CHERRY ST, FORT MORGAN, CO 80701-3839

Mortgage

Document Number	0000942070
Date	Aug 3, 2022
Instrument	942070

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Apr 7, 2021
Property Address	423 CHERRY ST, FORT MORGAN, CO 80701-3839
Document Number	0000932027
Instrument Date	Mar 4, 2021
Instrument	932027
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	423 CHERRY ST, FORT MORGAN, CO 80701-3839

Mortgage

Document Number	0000932028
Date	Apr 7, 2021
Instrument	932028

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Mortgage

Document Number	0000932029
Date	Apr 7, 2021
Instrument	932029

Lender

Name	COLORADO UNITED CU
Type	Credit Union
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Sep 15, 2017
Property Address	423 CHERRY ST, FORT MORGAN, CO 80701-3839
Document Number	0000907900
Instrument Date	Sep 14, 2017
Instrument	907900
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	EQUITY TITLE OF COLORADO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 CHERRY ST, FORT MORGAN, CO 80701-3839

Mortgage

Document Number	0000907901
Date	Sep 15, 2017
Instrument	907901

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 423 Cherry St was $1,988, up 3.1% from the year before.

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Municipality	Fort Morgan City
Unified School District	Fort Morgan School District RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,988.00 (+3.11%)	$23,600 (-1.99%) Land $2,500 Building $21,100	$377,720 (+5.12%) Land $40,050 Building $337,670
2024	$1,928.00 (-1.33%)	$24,080 (-13.26%) Land $2,330 Building $21,750	$359,330 (-13.27%) Land $34,730 Building $324,600
2023	$1,954.00 (+30.53%)	$27,760 (+51.94%) Land $2,680 Building $25,080	$414,330 (+57.63%) Land $40,050 Building $374,280
2022	$1,497.00	$18,270 Land $2,630 Building $15,640	$262,850 Land $37,800 Building $225,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 423 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT MORGAN serves 12,000 people · EPA ID CO0144005
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: ElektraFi, Verizon, Viaero Wireless.

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