Monroe County and Ogden Town property record for 433 Chambers St, Spencerport, NY 14559
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,705 sqft · built 1954 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Dec 2019) |
| Tax Bill | $7,076 (2026) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 263889 101.03-2-7 |
| Primary APN | 263889 101.03-2-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,705 sqft Living Area |
| 1st Floor Area | 1,225 sqft |
| Upper Floors Area | 480 sqft |
| Game Room | Game Room |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 50,094 sqft (1.15 acres) |
| Lot Dimensions | 412 ft deep x 132 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 02203500000 |
|---|---|
| Street Address | 433 CHAMBERS ST |
| City | SPENCERPORT |
| State | NY |
| Zip | 14559-9788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | L120 T3 R1 DEED MAP 2840-336 |
| Legal Block | 2 |
| Legal Lot Number | 7.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | OGDEN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 14903 |
433 Chambers St is owned and occupied by an individual who bought it in December 2019.
Source: Monroe County and Ogden Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 CHAMBERS ST, SPENCERPORT, NY 14559-9788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2019 · Amount on File |
| Deed Sale | Dec 23, 2019 · Amount on File |
| Prior Sale | May 8, 2015 · Amount on File |
| Deed Document Number | 2019223 |
| Deed Book / Page | 12288 / 111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Dec 23, 2019 |
| Property Address | 433 CHAMBERS ST, SPENCERPORT, NY 14559-9788 |
| Document Number | 0000000223 |
| Book / Page | 12288 / 111 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 201912230223 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 433 CHAMBERS ST, 433, SPENCERPORT, NY 14559-9788 |
| Name | Verified Name |
|---|---|
| Address | 433 CHAMBERS ST, SPENCERPORT, NY 14559-9788 |
| Document Number | 0000000224 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 201912230224 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2026 property tax bill for 433 Chambers St was $7,076, down 2.3% from the year before.
Source: Monroe County and Ogden Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Ogden Town |
| Unified School District | Spencerport Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,076.00 (-2.27%) | ||
| 2025 | $7,240.00 | $271,200 Land $32,700 Building $238,500 | $273,900 Land $33,026 Building $240,874 |
| 2023 | $140,000 (-) Land $32,700 Building $107,300 | $202,900 (+18.86%) Land $47,392 Building $155,508 | |
| 2022 | $140,000 Land $32,700 Building $107,300 | $170,700 Land $39,871 Building $130,829 | |
| 2021 | $5,500.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 Chambers St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 Chambers St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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