Monroe County and Ogden Town property record for 314 Chambers St, Spencerport, NY 14559
| Details | 5 bd · 3 ba · 2,220 sqft · built 1990 |
|---|---|
| Lot Size | 1.65 acres (71,874 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Apr 2008) |
| Tax Bill | $8,603 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | COM-0009233 |
| Primary APN | COM-0009233 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,220 sqft Living Area |
| 1st Floor Area | 1,428 sqft |
| 2nd Floor Area | 792 sqft |
| Game Room | Game Room |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 71,874 sqft (1.65 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 318 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | COM-0009233 |
|---|---|
| Street Address | 314 CHAMBERS ST |
| City | SPENCERPORT |
| State | NY |
| Zip | 14559-9702 |
| Property Category | Other |
| Property Type | Unknown |
| Local Zoning Code | R-1 |
| Legal Description | L106 T3 R1 WOODED ACRES SUB L3 249-16 |
| Legal Block | 1 |
| Legal Lot Number | 17.300 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | OGDEN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 14903 |
314 Chambers St is owned and occupied by two individuals who bought it in April 2008.
Source: Monroe County and Ogden Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 314 CHAMBERS ST, SPENCERPORT, NY 14559-9702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2008 · Amount on File |
| Deed Sale | Apr 29, 2008 · Amount on File |
| Prior Sale | Apr 29, 2008 · Amount on File |
| Deed Book / Page | 10609 / 93 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 314 CHAMBERS ST, SPENCERPORT, NY 14559-9702 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 314 CHAMBERS ST, SPENCERPORT, NY 14559-9702 |
| Document Number | 0000000548 |
|---|---|
| Date | Oct 6, 2022 |
| Book Page | 30085/652 |
| Instrument | 202210060548 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 187 Months |
| Due | May 1, 2038 |
The 2026 property tax bill for 314 Chambers St was $8,603 with a homeowner's exemption, up 4.5% from the year before.
Source: Monroe County and Ogden Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Ogden Town |
| Unified School District | Spencerport Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,603.00 (+4.51%) Homeowner's exemption | ||
| 2025 | $8,232.00 | $330,000 Land $34,500 Building $295,500 | $333,300 Land $34,845 Building $298,455 |
| 2023 | $161,000 (-) Land $34,300 Building $126,700 | $233,300 (+18.85%) Land $49,703 Building $183,597 | |
| 2022 | $161,000 Land $34,300 Building $126,700 | $196,300 Land $41,820 Building $154,480 | |
| 2021 | $5,609.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 314 Chambers St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 314 Chambers St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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