433 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 433 Central St, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1910
Square Footage	1,238 sqft Living Area
Lot Size	7,536 sqft (0.173 acres)
Occupancy	Owner Occupied
Last Sale	$600,000 (2025)
Tax Bill	$5,398.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-E B:0017 L:0012`
Alternative APNs	`M:006=E B:0017 L:0012` `6635002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,238 sqft Living Area
Gross Area	2,181 sqft Gross Area
1st Floor	755 sqft 1st Floor
Basement Area	665 sqft Basement
Unfinished Basement	665 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,536 sqft (0.173 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	6635002
Street Address	433 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-3632
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	17
Legal Lot Number	12
Jurisdiction	SAUGUS MA
Minor Civil Division	SAUGUS
Census Blockgroup	2
Census Block	2013
Census Tract	208200

Owner

Source: Essex County and Saugus Town records · APN SAUG M:006-E B:0017 L:0012

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	433 CENTRAL ST, SAUGUS, MA 01906-3632
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2025 · Amount on Record
Deed Sale	Jun 12, 2025 · Amount on Record
Deed Book / Page	42770 / 317
Record Refreshed	Sep 20, 2026

June 2025: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	SAUGUS MA
Recording Date	Jun 12, 2025
Property Address	433 CENTRAL ST, SAUGUS, MA 01906-3632
Document Number	042770-317
Book / Page	42770 / 317
Instrument Date	Jun 12, 2025
Instrument	20250612003730
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	433 CENTRAL ST, SAUGUS, MA 01906-3632

Mortgage

Document Number	20250612003740
Date	Jun 12, 2025
Instrument	20250612003740

Lender

Name	NQM FUNDING LLC

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,398.00 (+6.66%)	$505,400 (+6.36%) Land $288,900 Building $216,500	$565,630
2024	$5,061.00 (+1.61%)	$475,200 (+7.41%) Land $262,600 Building $212,600
2023	$4,981.00	$442,400 Land $236,300 Building $206,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.