Essex County and Saugus Town property record for 428 Central St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,579 sqft · built 1910 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $5,935 (2025) |
| Deeds & Mortgages | Jan 2020 Transfer Jul 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:006-F B:0005 L:0009 |
| Primary APN | SAUG M:006-F B:0005 L:0009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 1,579 sqft Living Area |
| Gross Area | 3,252 sqft |
| 1st Floor Area | 907 sqft |
| Basement Area | 699 sqft |
| Unfinished Basement | 699 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 7,501 sqft (0.172 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 2343030 |
|---|---|
| Street Address | 428 CENTRAL ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 208200 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 428 CENTRAL ST, SAUGUS, MA 01906-3633 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 23, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 20, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 23, 2020 |
| Transfer Doc | 38210-211 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jan 23, 2020 |
| Property Address | 428 CENTRAL ST, SAUGUS, MA 01906-3633 |
| Document Number | 38210-211 |
| Book / Page | 038210 / 000211 |
| Instrument Date | Jan 23, 2020 |
| Instrument | 23001500 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 428 CENTRAL ST SAUGUS MA 019063633, SAUGUS, MA 01906-3633 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jul 20, 2017 |
| Property Address | 428 CENTRAL ST, SAUGUS, MA 01906-3633 |
| Document Number | 36031-508 |
| Book / Page | 036031 / 000508 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 1707200133 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 CENTRAL ST SAUGUS MA 019063633, SAUGUS, MA 01906-3633 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,935.00 (+6.11%) | $555,700 (+5.81%) Land $288,800 Building $266,900 | $612,560 |
| 2024 | $5,593.00 (+0.96%) | $525,200 (+6.75%) Land $262,500 Building $262,700 | |
| 2023 | $5,540.00 | $492,000 Land $236,300 Building $255,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1979–2010) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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