433 Cedar St, Elko, NV 89801 Property Records

Elko County property record for 433 Cedar St, Elko, NV 89801 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,344 sqft · built 2022
Lot Size	0.057 acres (2,483 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (May 2022)
Tax Bill	$1,685 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-105-012`

Property Details

APN / Parcel Number

Primary APN	`001-105-012`
Alternative APN	`001-105-009`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 2022
Lot Area	2,483 sqft (0.057 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	433 CEDAR ST
City	ELKO
State	NV
Zip	89801-3223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADDITION FILE 5,FORMERLY A PORTION OF 001-105-009,CREATED PER OWNER REQUEST 05302013
Legal Subdivision	FIRST ADDITION
Legal Block	72
Legal Lot Number	16
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1001
Census Tract	951000

Owner

Source: Elko County records · APN 001-105-012

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	433 CEDAR ST, ELKO, NV 89801-3223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Prior Sale	Oct 14, 2005 · Amount on Record
Deed Document Number	806022
Record Updated	Jun 08, 2026

May 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	May 16, 2022
Property Address	433 CEDAR ST, ELKO, NV 89801-3223
Document Number	0000806022
Instrument Date	Mar 24, 2022
Instrument	806022
Transaction Type	Transfer
Record Updated	Nov 08, 2022
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$916.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2446 CRESTVIEW DR, 2446, ELKO, NV 89801-8503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 W CEDAR ST, ELKO, NV 89801-2924

Mortgage

Document Number	0000806023
Date	May 16, 2022
Instrument	806023

Lender

Name	GREATER NEVADA LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2027
Change Frequency	5 Years
Min Rate At Change	2.12%
Max Rate At Change	6.12%
Index	5-Year CMT
Margin	2
Max Rate	9.12%

Tax Assessment & Valuation

Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,685.00 (+12.86%)	$55,264 (+19.93%) Land $11,200 Building $44,064	$157,897 (+19.93%) Land $32,000 Building $125,897
2023	$1,493.00 (+2.97%)	$46,080 (+16.43%) Land $4,725 Building $41,355	$131,657 (+16.43%) Land $13,500 Building $118,157
2022	$1,450.00	$39,577 Land $4,725 Building $34,852	$113,077 Land $13,500 Building $99,577

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elko County (32007C), updated May 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.