388 Cedar St, Elko, NV 89801 Property Records

Elko County property record for 388 Cedar St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1925
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Oct 2020)
Tax Bill	$978 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-171-005`

Property Details

APN / Parcel Number

Primary APN	`001-171-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	1,716 sqft
1st Floor Area	1,170 sqft
Basement Area	546 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Detached
Garage Area	325 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	388 CEDAR ST
City	ELKO
State	NV
Zip	89801-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	MALLETTS SUBDIVISION FILE 6
Legal Subdivision	MALLETTS SUBDIVISION
Legal Block	64
Legal Lot Number	1-3
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1019
Census Tract	951000

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	388 CEDAR ST, ELKO, NV 89801-3124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Bargain and Sale Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Jul 31, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 26, 2019	Correction Deed STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	2020776076
Prior Transfer Date	Jul 24, 2019
Prior Transfer Doc	0000759822
Record Updated	Oct 29, 2026

October 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Oct 27, 2020
Property Address	388 CEDAR ST, ELKO, NV 89801-3124
Document Number	0000776076
Instrument Date	Oct 4, 2020
Instrument	776076
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	585 FOUR MILE TRL, 585, ELKO, NV 89801-4227

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1416 HUNTLEY ST, CARLIN, NV 89822

Mortgage

Document Number	0000776077
Date	Oct 27, 2020
Instrument	776077

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jul 31, 2019
Property Address	388 CEDAR ST, ELKO, NV 89801-3124
Document Number	0000757417
Instrument Date	Jul 24, 2019
Instrument	757417
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$819.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	388 CEDAR ST, 388, ELKO, NV 89801-3124

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	388 CEDAR ST, ELKO, NV 89801-3124

Mortgage

Document Number	0000757418
Date	Jul 31, 2019
Instrument	757418

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

September 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	ELKO NV
Recording Date	Sep 26, 2019
Property Address	388 CEDAR ST, ELKO, NV 89801-3124
Document Number	0000759822
Instrument Date	Jul 24, 2019
Instrument	759822
Record Updated	Oct 4, 2019
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	388 CEDAR ST ELKO NV 898013124, ELKO, NV 89801-3124

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$978.00 (+9.52%)	$40,054 (+3.91%) Land $19,950 Building $20,104	$114,440 (+3.91%) Land $57,000 Building $57,440
2025	$893.00 (+7.33%)	$38,547 (+61.52%) Land $19,950 Building $18,597	$110,134 (+61.52%) Land $57,000 Building $53,134
2023	$832.00 (+8.05%)	$23,865 (+13.6%) Land $6,930 Building $16,935	$68,186 (+13.6%) Land $19,800 Building $48,386
2022	$770.00	$21,008 Land $6,930 Building $14,078	$60,023 Land $19,800 Building $40,223

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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