433 Calhoun Dr, Florence, AL 35630 Property Records

Lauderdale County property record for 433 Calhoun Dr, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,326 sqft · built 1960
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$87,900 (Jul 2019)
Tax Bill	$708 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-33-4-002-018-000`

Property Details

APN / Parcel Number

Primary APN	`15-08-33-4-002-018-000`
Alternative APNs	`094635` `32905` `94635`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area
1st Floor Area	1,326 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	232 ft deep x 85 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Account Number	94635
Street Address	433 CALHOUN DR
City	FLORENCE
State	AL
Zip	35630-1270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85 X 238.2 IRR DOGWOOD HGTS SD LOT 15 .47 AC/C PB-3 PG-87 SEC 33 T2S R11W
Legal Range	11W
Legal Township	02S
Legal Section	33
Legal Subdivision	DOGWOOD HEIGHTS
Legal Lot Number	15
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3000
Census Tract	11000

Owner

433 Calhoun Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Lauderdale County records, as of November 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	433 CALHOUN DR, FLORENCE, AL 35630-1270
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jul 8, 2019	Warranty Deed, Transfer
May 23, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on File
Deed Sale	Jul 8, 2019 · Amount on File
Prior Sale	May 23, 2019 · Amount on File
Deed Book / Page	2019 / 27618
Prior Transfer Date	Jun 13, 2019
Prior Transfer Doc	2019/27618
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	433 CALHOUN DR, FLORENCE, AL 35630-1270
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/17965
Date	Mar 22, 2021
Book Page	2021/17965

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 8, 2019
Property Address	433 CALHOUN DR, FLORENCE, AL 35630-1270
Document Number	2019/27618
Book / Page	2019 / 27618
Instrument Date	Jun 13, 2019
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 CALHOUN DR, FLORENCE, AL 35630-1270

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 23, 2019
Property Address	433 CALHOUN DR, FLORENCE, AL 35630-1270
Document Number	2019/20858
Book / Page	2019 / 20858
Instrument Date	May 18, 2019
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1719 N LAKEWOOD AVE, PORT CLINTON, OH 43452-2971

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 SNELL DR, FLORENCE, AL 35630-6256

Mortgage

Document Number	2019/20860
Date	May 23, 2019
Book Page	2019/20860

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 433 Calhoun Dr was $708 with a homeowner's exemption, up 7.6% from the year before.

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$708.00 (+7.6%) Homeowner's exemption	$15,780 (+6.91%)	$159,420 (+8.07%) Land $11,600 Building $147,820
2024	$658.00 (+13.06%) Homeowner's exemption	$14,760 (+1,577.27%) Land $960 Building $13,800	$147,520 (+11.86%) Land $9,600 Building $137,920
2023	$582.00 (+21.76%) Homeowner's exemption	$880 (-92.06%) Land $880	$131,880 (+19.13%) Land $8,700 Building $123,180
2022	$478.00 Homeowner's exemption	$11,080	$110,700 Land $9,500 Building $101,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 433 Calhoun Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Calhoun Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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