426 Calhoun Dr, Florence, AL 35630 Property Records

Lauderdale County property record for 426 Calhoun Dr, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,432 sqft · built 1960
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$204,900 (Nov 2022)
Tax Bill	$1,044 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-33-4-002-010-000`

Property Details

APN / Parcel Number

Primary APN	`15-08-33-4-002-010-000`
Alternative APNs	`099430` `101454` `99430` `1951`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	365 ft deep x 159 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	101454
Street Address	426 CALHOUN DR
City	FLORENCE
State	AL
Zip	35630-1271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	159 X 207.50 IRR DOGWOOD HGTS SD LOT 6&7 .69 AC/C SEC 33 T2S R11W PB 3 PG 87
Legal Range	11W
Legal Township	02S
Legal Section	33
Legal Subdivision	DOGWOOD HEIGHTS
Legal Lot Number	6-7
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3000
Census Tract	11000

Owner

426 Calhoun Dr is owned and occupied by two individuals who bought it in November 2022.

Source: Lauderdale County records, as of November 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	426 CALHOUN DR, FLORENCE, AL 35630-1271
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Survivorship Deed, Transfer · VA Mortgage ASSURANCE FINANCIAL GROUP LLC
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROGRESS BANK & TRUST
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROGRESS BANK & TRUST
Dec 28, 2020	Survivorship Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2022 · Amount on File
Deed Sale	Nov 21, 2022 · Amount on File
Prior Sale	Dec 28, 2020 · Amount on File
Prior Transfer Date	Jul 7, 2016
Prior Transfer Doc	2016/30200
Record Updated	Jun 8, 2026

November 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Nov 21, 2022
Property Address	426 CALHOUN DR, FLORENCE, AL 35630-1271
Document Number	2022/60986
Book / Page	2022 / 60986
Map Reference	MB 3 PG 87
Instrument Date	Nov 16, 2022
Transaction Type	Transfer
Record Updated	Dec 14, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2107 LISA AVE, MUSCLE SHOALS, AL 35661-2672

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	426 CALHOUN DR, FLORENCE, AL 35630-1271

Mortgage

Document Number	0202260988
Date	Nov 21, 2022
Instrument	2022/60988

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	426 CALHOUN DR, FLORENCE, AL 35630-1271
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/73973
Date	Nov 24, 2021
Book Page	2021/73973

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 13, 2031

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	426 CALHOUN DR, FLORENCE, AL 35630-1271
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/41057
Date	Aug 12, 2020
Book Page	2020/41057

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	426 CALHOUN DR, FLORENCE, AL 35630-1271
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/41429
Date	Aug 14, 2020
Book Page	2020/41429

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Dec 28, 2020
Property Address	426 CALHOUN DR, FLORENCE, AL 35630-1271
Document Number	2020/72363
Book / Page	2020 / 72363
Map Reference	MB 3 PG 87
Instrument Date	Dec 21, 2020
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 WOODFERN DR, 207, KILLEN, AL 35645-6862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 CALHOUN DR, FLORENCE, AL 35630-1271

Mortgage

Document Number	202072365202072365
Date	Dec 28, 2020
Instrument	2020/72365202072365

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 426 Calhoun Dr was $1,044 with a homeowner's exemption, up 7.4% from the year before.

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,044.00 (+7.41%) Homeowner's exemption	$22,640 (+6.99%)	$228,960 (+8.27%) Land $20,900 Building $208,060
2024	$972.00 (+12.76%) Homeowner's exemption	$21,160 (+1,239.24%) Land $1,740 Building $19,420	$211,480 (+11.91%) Land $17,300 Building $194,180
2023	$862.00 (+16.96%) Homeowner's exemption	$1,580 (-90.34%) Land $1,580	$188,980 (+15.65%) Land $15,600 Building $173,380
2022	$737.00 Homeowner's exemption	$16,360	$163,400 Land $17,100 Building $146,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 426 Calhoun Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Calhoun Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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