433 Cabot St, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 433 Cabot St, Forked River, NJ 08731

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,224 sqft · built 1970
Lot Size0.23 acres (10,001 sqft)
OwnerIndividual Name on Record
Last Sale$218,000 (Nov 2017)
Tax Bill$5,402 (2025)
Deeds & MortgagesSep 2020 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN13-00454-0000-00001

Property Details

APN / Parcel Number

Primary APN13-00454-0000-00001
Alternative APNs
  • 130045400001
  • 00039944

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,224 sqft Living Area
1st Floor Area1,224 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number00039944
Street Address433 CABOT ST
CityFORKED RIVER
StateNJ
Zip08731-1928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-75
Legal Description100 X 100 2
Legal SubdivisionFORKED RIVER ESTATES SEC B
Legal Block454
Legal Lot Number1
JurisdictionOCEAN NJ
Township / Civil DivisionLACEY
Census Block Group2
Census Block2003
Census Tract732103

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address433 CABOT ST, FORKED RIVER, NJ 08731-1928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2020Deed of Trust, Mortgage · FHA Mortgage
FAMILY FIRST FUNDING LLC
Nov 14, 2017Deed, Transfer · FHA Mortgage
FAMILY FIRST FUNDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2017 · Amount on Record
Deed SaleNov 14, 2017 · Amount on Record
Prior SaleDec 19, 1995 · Amount on Record
Deed Document Number2017119563
Deed Book / Page16935 / 1746
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address433 CABOT ST, FORKED RIVER, NJ 08731-1928
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyINNOVATIVE TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180400632
DateSep 4, 2020
Book Page18040/632
Instrument2020097894
Lender
NameFAMILY FIRST FUNDING LLC
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateNov 14, 2017
Property Address433 CABOT ST, FORKED RIVER, NJ 08731-1928
Document Number0169351746
Book / Page16935 / 1746
Map ReferenceMAP NO E-249
Instrument DateNov 3, 2017
Instrument2017119563
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyWESTCOR LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address13B PENNSYLVANIA DR, 13B, WHITING, NJ 08759-1263

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 CABOT ST, FORKED RIVER, NJ 08731-1928

Mortgage

Document Number2017119564
DateNov 14, 2017
Instrument2017119564
Lender
NameFAMILY FIRST FUNDING LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionLacey Township
Unified School DistrictLacey Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$197,500 (-) Land $102,000 Building $95,500$197,500 (-) Land $102,000 Building $95,500
2025$5,402.00 (+7.95%)$197,500 (-) Land $102,000 Building $95,500$197,500 (-) Land $102,000 Building $95,500
2024$5,004.00 (+11.97%)
2023$197,500 Land $102,000 Building $95,500$197,500 Land $102,000 Building $95,500
2022$4,469.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 402 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies402 in force
Nearby Flood Claims484 (1991–2025)
Claims Outside the SFHA3 of 484
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 445 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY TWP MUA
serves 29,000 people · EPA ID NJ1512001
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Nearby Properties on Cabot St

Nearby Streets

Search Property Records by Address or Parcel Number