Ocean County and Lacey Township property record for 431 Cabot St, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,920 sqft · built 1969 |
| Lot Size | 0.243 acres (10,604 sqft) |
| Owner | Individual Name on File |
| Last Sale | $288,000 (Oct 2018) |
| Tax Bill | $7,264 (2025) |
| Deeds & Mortgages | Oct 2018 Sale & Mortgage Jul 2017 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-00454-0000-00012 |
| Primary APN | 13-00454-0000-00012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 10,604 sqft (0.243 acres) |
| Lot Width | 102 ft Width |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00040026 |
|---|---|
| Street Address | 431 CABOT ST |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-1928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 102 X IRR |
| Legal Subdivision | FORKED RIVER ESTATES SEC B-1 |
| Legal Block | 454 |
| Legal Lot Number | 12 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 732103 |
431 Cabot St is owned and occupied by an individual who bought it in October 2018.
Source: Ocean County and Lacey Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 CABOT ST, FORKED RIVER, NJ 08731-1928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2018 | Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Jul 26, 2017 | Grant Deed, Transfer PREMIUM TITLE INC, PREMIER TITLE SERVICES INC |
| May 11, 2017 | Trustee's Deed, Foreclosure TERRA ABSTRACT INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2018 · Amount on File |
| Deed Sale | Oct 9, 2018 · Amount on File |
| Prior Sale | Jul 26, 2017 · Amount on File |
| Deed Document Number | 201898588 |
| Deed Book / Page | 17261 / 1892 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Oct 9, 2018 |
| Property Address | 431 CABOT ST, FORKED RIVER, NJ 08731-1928 |
| Document Number | 0172611892 |
| Book / Page | 17261 / 1892 |
| Map Reference | MAP G-282 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 2018098588 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,621.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33 LACEY RD, 33, WHITING, NJ 08759-4439 |
| Name | Verified Name |
|---|---|
| Address | 431 CABOT ST, FORKED RIVER, NJ 08731-1928 |
| Document Number | 2018098589 |
|---|---|
| Date | Oct 9, 2018 |
| Instrument | 2018098589 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 26, 2017 |
| Property Address | 431 CABOT ST, FORKED RIVER, NJ 08731-1928 |
| Document Number | 0168140838 |
| Book / Page | 016814 / 000838 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 76477 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2017 |
| Title Company | PREMIUM TITLE INC, PREMIER TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $137.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 LACEY RD WHITING NJ 087594439, WHITING, NJ 08759-4439 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 11, 2017 |
| Property Address | 431 CABOT ST, FORKED RIVER, NJ 08731-1928 |
| Document Number | 0167350131 |
| Book / Page | 016735 / 000131 |
| Instrument Date | Feb 21, 2017 |
| Instrument | 47938 |
| Transaction Type | Foreclosure |
| Record Updated | May 19, 2017 |
| Title Company | TERRA ABSTRACT INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1761 E SAINT ANDREW PL SANTA ANA CA 927054934, SANTA ANA, CA 92705-4934 |
The 2025 property tax bill for 431 Cabot St was $7,264, up 7.9% from the year before.
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,600 (-) Land $103,000 Building $162,600 | $265,600 (-) Land $103,000 Building $162,600 | |
| 2025 | $7,264.00 (+7.93%) | $265,600 Land $103,000 Building $162,600 | $265,600 Land $103,000 Building $162,600 |
| 2024 | $6,730.00 | ||
| 2023 | $265,600 Land $103,000 Building $162,600 | $265,600 Land $103,000 Building $162,600 | |
| 2022 | $6,010.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Cabot St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 402 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 402 in force |
| Nearby Flood Claims | 484 (1991–2025) |
| Claims Outside the SFHA | 3 of 484 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Cabot St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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