433 Ave D SE, Winter Haven, FL 33880 Property Records

Polk County property record for 433 Ave D SE, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 1957
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Dec 2019)
Tax Bill	$1,188 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-28-28-617500-001220`

Property Details

APN / Parcel Number

Primary APN	`26-28-28-617500-001220`
Alternative APNs	`282826617500001220` `82826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,098 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1990
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Other
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
View / Lot	Commercial/Industrial
Porch	Florida Room
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	433 AVENUE D SE
City	WINTER HAVEN
State	FL
Zip	33880-3531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	COLLEGE HEIGHTS OR COKER & BUGBEE PB 3 PG 78 BLK A LOT 22
Legal Range	26E
Legal Township	28S
Legal Section	28
Legal Subdivision	COLLEGE HEIGHTS OR COKER AND BUZBEE
Legal Tract	617500
Legal Block	A
Legal Lot Number	22
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2001
Census Tract	13901

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	433 AVENUE D SE, WINTER HAVEN, FL 33880-3531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2019	Warranty Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK
Oct 22, 2019	Warranty Deed, Transfer INTEGRITY FIRST TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2019 · Amount on Record
Deed Sale	Dec 19, 2019 · Amount on Record
Prior Sale	Oct 22, 2019 · Amount on Record
Deed Document Number	2019269684
Deed Book / Page	11080 / 1779
Prior Transfer Date	Jul 23, 2004
Prior Transfer Doc	0059440820
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 19, 2019
Property Address	433 AVENUE D SE, WINTER HAVEN, FL 33880-3531
Document Number	0110801779
Book / Page	011080 / 001779
Instrument Date	Dec 16, 2019
Instrument	269684
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	433 AVENUE D SE WINTER HAVEN FL 338803531, WINTER HAVEN, FL 33880-3531

Mortgage

Document Number	110801781
Date	Dec 19, 2019
Book Page	011080/001781
Instrument	269685

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 22, 2019
Property Address	433 AVENUE D SE, WINTER HAVEN, FL 33880-3531
Document Number	0110141412
Book / Page	011014 / 001412
Instrument Date	Oct 18, 2019
Instrument	223936
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$514.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 AVENUE D SE WINTER HAVEN FL 338803531, WINTER HAVEN, FL 33880-3531

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,928 (+2.7%)	$149,157 (-1.74%) Land $24,500 Building $124,657
2025	$1,188.00 (+8.1%) Homeowner's exemption	$106,064 (+5.99%)	$151,797 (-0.88%) Land $24,500 Building $127,297
2023	$1,099.00 (+4.27%) Homeowner's exemption	$100,073 (+3%)	$153,139 (+24.32%) Land $21,000 Building $132,139
2022	$1,054.00 Homeowner's exemption	$97,158	$123,183 Land $17,500 Building $105,683

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Alternative Choice Wireless, Frontier.

Nearby Properties on Ave D SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures