426 Ave D SE, Winter Haven, FL 33880 Property Records

Polk County property record for 426 Ave D SE, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 875 sqft · built 1958
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$38,500 (Nov 1995)
Tax Bill	$309 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-28-617500-002060`

Property Details

APN / Parcel Number

Primary APN	`26-28-28-617500-002060`
Alternative APNs	`282826617500002060` `82826000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	875 sqft Living Area
1st Floor Area	875 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	120 sqft
Utility Building	49 sqft

Location & Zoning

Street Address	426 AVENUE D SE
City	WINTER HAVEN
State	FL
Zip	33880-3530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	COLLEGE HEIGHTS OR COKER & BUGBEE PB 3 PG 78 BLK B LOT 6
Legal Range	26E
Legal Township	28S
Legal Section	28
Legal Subdivision	COLLEGE HEIGHTS OR COKER AND BUZBEE
Legal Tract	617500
Legal Block	B
Legal Lot Number	6
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2013
Census Tract	13901

Owner

426 Ave D SE is owned and occupied by an individual who bought it in November 1995.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	426 AVENUE D SE, WINTER HAVEN, FL 33880-3530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 1995 · Amount on File
Deed Sale	Nov 21, 1995 · Amount on File
Deed Book / Page	3605 / 1759
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	426 AVENUE D SE, WINTER HAVEN, FL 33880-3530
Document Number	0100580888
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	426 AVENUE D SE WINTER HAVEN FL 338803530, WINTER HAVEN, FL 33880-3530

Mortgage

Document Number	0100580888
Date	Feb 7, 2017
Book Page	010058/000888
Instrument	23865

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 6, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 426 Ave D SE was $309 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,394 (+2.7%)	$131,314 (-1.33%) Land $26,253 Building $105,061
2025	$309.00 Homeowner's exemption	$41,279	$133,085 Land $26,253 Building $106,832
2023	$268.00 (+7.63%) Homeowner's exemption	$38,948 (+3%)	$133,332 (+20.52%) Land $22,503 Building $110,829
2022	$249.00 Homeowner's exemption	$37,814	$110,630 Land $18,752 Building $91,878

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Ave D SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Ave D SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Alternative Choice Wireless, Frontier.

Nearby Properties on Ave D SE

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