433 Apple Dr, Eaton, OH 45320 Property Records

Preble County property record for 433 Apple Dr, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 1989
Lot Size	0.266 acres (11,587 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (Dec 2019)
Tax Bill	$2,237 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M40-0006-005-06-019-000`

Property Details

APN / Parcel Number

Primary APN	`M40-0006-005-06-019-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,025 sqft
2nd Floor Area	525 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1989
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,587 sqft (0.266 acres)
Lot Dimensions	145 ft deep x 80 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	126 sqft
Deck Area	42 sqft
Patio Area	121 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	433 APPLE DR
City	EATON
State	OH
Zip	45320-1283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2774 JAMESWAY SUBD SEC 9
Legal Subdivision	JAMESWAY SUBD SEC 9
Legal Block	6
Legal Lot Number	2774
Jurisdiction	PREBLE OH
Township / Civil Division	EATON
Census Block Group	2
Census Block	2006
Census Tract	455002

Owner

Source: Preble County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	433 APPLE DR, EATON, OH 45320-1283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Prior Sale	Jul 1, 2013 · Amount on Record
Deed Document Number	1675
Deed Book / Page	399 / 0869
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Dec 6, 2019
Property Address	433 APPLE DR, EATON, OH 45320-1283
Document Number	399/0869
Book / Page	399 / 0869
Map Reference	MB 13 PG 7
Instrument Date	Dec 4, 2019
Instrument	201900005475
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	FREEDOM TITLE AGENCY INC, FREEDOM TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$486.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 APPLE DR, EATON, OH 45320-1283

Mortgage

Document Number	201900005476
Date	Dec 6, 2019
Instrument	201900005476

Lender

Name	SOMERVILLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.62%
Index	1-Year CMT
Max Rate	13.6%

Tax Assessment & Valuation

Source: Preble County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
Municipality	Eaton City
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,237.00 (+1.27%) Homeowner's exemption	$63,150 (-) Land $9,560 Building $53,590
2024	$2,209.00 (-14.55%) Homeowner's exemption	$63,150 (-) Land $9,560 Building $53,590
2023	$2,585.00 (+20.57%) Homeowner's exemption	$63,150 (+24.78%) Land $9,560 Building $53,590	$180,400 (-) Land $27,300 Building $153,100
2022	$2,144.00 Homeowner's exemption	$50,610 Land $8,610 Building $42,000
2020			$180,400 Land $27,300 Building $153,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EATON PUBLIC WATER SYSTEM serves 8,400 people · EPA ID OH6801612
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20