Preble County property record for 425 Apple Dr, Eaton, OH 45320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,385 sqft · built 1988 |
| Lot Size | 0.253 acres (11,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $69,000 (Jan 1989) |
| Tax Bill | $2,775 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit May 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | M40-0006-005-06-021-000 |
| Primary APN | M40-0006-005-06-021-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,385 sqft Living Area |
| 1st Floor Area | 1,605 sqft |
| 2nd Floor Area | 780 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 11,038 sqft (0.253 acres) |
| Lot Dimensions | 138 ft deep x 80 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 126 sqft |
| Patio Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 425 APPLE DR |
|---|---|
| City | EATON |
| State | OH |
| Zip | 45320-1283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2772 JAMESWAY SUBD SEC 9 |
| Legal Subdivision | JAMESWAY SUBD SEC 9 |
| Legal Lot Number | 2772 |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | EATON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 455002 |
425 Apple Dr is owned and occupied by an individual who acquired it in May 2018.
Source: Preble County records, as of March 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 425 APPLE DR, EATON, OH 45320-1283 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 4, 2018 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 1989 · Amount on File |
| Deed Sale | Jan 25, 1989 · Amount on File |
| Last Transfer Date | May 3, 2018 |
| Transfer Doc | 381/2423 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 425 APPLE DR, EATON, OH 45320-1283 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 425 APPLE DR, EATON, OH 45320-1283 |
| Document Number | 416/1635 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 416/1635 |
| Instrument | 202100001603 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 9, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | May 4, 2018 |
| Property Address | 425 APPLE DR, EATON, OH 45320-1283 |
| Document Number | 381/2423 |
| Book / Page | 381 / 2423 |
| Map Reference | MB 12 PG 112 |
| Instrument Date | May 3, 2018 |
| Instrument | 201800001953 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 APPLE DR, EATON, OH 45320-1283 |
The 2025 property tax bill for 425 Apple Dr was $2,775 with a homeowner's exemption, up 1.2% from the year before.
Source: Preble County assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| Municipality | Eaton City |
| Unified School District | Eaton Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,775.00 (+1.24%) Homeowner's exemption | $79,070 (-) Land $9,310 Building $69,760 | |
| 2024 | $2,741.00 (-14.66%) Homeowner's exemption | $79,070 (-) Land $9,310 Building $69,760 | |
| 2023 | $3,212.00 (+17.23%) Homeowner's exemption | $79,070 (+20.94%) Land $9,310 Building $69,760 | $225,900 Land $26,600 Building $199,300 |
| 2022 | $2,740.00 Homeowner's exemption | $65,380 Land $8,400 Building $56,980 | |
| 2020 | $225,900 Land $26,600 Building $199,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Apple Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 Apple Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EATON PUBLIC WATER SYSTEM serves 8,400 people · EPA ID OH6801612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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