433 28th St, Richmond, CA 94804 Property Records

Contra Costa County property record for 433 28th St, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,440 sqft · built 1940
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on Record
Last Sale	$120,000 (Jan 1998)
Tax Bill	$4,148 (2025)
Deeds & Mortgages	Sep 2026 Sale Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`515-220-006-8`

Property Details

APN / Parcel Number

Primary APN	`515-220-006-8`
Alternative APN	`515-220-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,216 sqft
Basement Area	224 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	433 28TH ST
City	RICHMOND
State	CA
Zip	94804-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	NICH MAC AVE CIV CEN LOTS 32 & 33 BLK 12
Legal Subdivision	NICHOLL MACDONALD AVE CIVIC
Legal Block	12
Legal Lot Number	32,33
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3010
Census Tract	374000

Owner

Source: Contra Costa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5905 CHARLES AVE, EL CERRITO, CA 94530-1422
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 1998 · Amount on Record
Deed Sale	Jan 23, 1998 · Amount on Record
Deed Document Number	199813716
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 16, 2026
Property Address	433 28TH ST, RICHMOND, CA 94804-1732
Document Number	0000097646
Instrument Date	Jun 11, 2026
Instrument	202697646
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5905 CHARLES AVE, EL CERRITO, CA 94530-1422
Investor	Possibly a Property Investor

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	433 28TH ST, RICHMOND, CA 94804-1732
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMER TITLE MORT SERV D

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014922
Date	Jan 24, 2017
Instrument	2017-014922

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2037

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	433 28TH ST, RICHMOND, CA 94804-1732
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 28TH ST, RICHMOND, CA 94804-1732

Mortgage

Document Number	0000341365
Date	Dec 17, 2021
Instrument	2021-341365

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	433 28TH ST, RICHMOND, CA 94804-1732
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 28TH ST, RICHMOND, CA 94804-1732

Mortgage

Document Number	0000341364
Date	Dec 17, 2021
Instrument	2021-341364

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$195,409 (+2%) Land $100,960 Building $94,449
2025	$4,148.00 (+2.83%) Homeowner's exemption	$191,579 (+4.04%) Land $98,981 Building $92,598
2023	$4,034.00 (+2.62%) Homeowner's exemption	$184,142 Land $95,139 Building $89,003
2022	$3,931.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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