428 28th St, Richmond, CA 94804 Property Records

Contra Costa County property record for 428 28th St, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,098 sqft · built 1917
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Company Names on Record
Last Sale	$480,000 (Oct 2016)
Tax Bill	$9,501 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`515-230-022-3`

Property Details

APN / Parcel Number

Primary APN	`515-230-022-3`
Alternative APN	`515-230-022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,098 sqft Living Area
1st Floor Area	2,098 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1940
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	428 28TH ST
City	RICHMOND
State	CA
Zip	94804-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	NICH MAC AVE CIV CEN LTS 16 TO 18 BLK 11
Legal Subdivision	NICHOLL MACDONALD AVE CIVIC
Legal Block	11
Legal Lot Number	16-18
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2007
Census Tract	374000

Owner

Source: Contra Costa County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	428 28TH ST, RICHMOND, CA 94804-1733
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Sep 14, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2016 · Amount on Record
Deed Sale	Oct 31, 2016 · Amount on Record
Deed Document Number	2016234041
Last Transfer Date	Aug 21, 2026
Transfer Doc	0000096523
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 14, 2026
Property Address	428 28TH ST, RICHMOND, CA 94804-1733
Document Number	0000096523
Instrument Date	Aug 21, 2026
Instrument	202696523
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 28TH ST, RICHMOND, CA 94804-1733

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 14, 2026
Property Address	428 28TH ST, RICHMOND, CA 94804-1733
Document Number	0000096524
Instrument Date	Aug 21, 2026
Instrument	202696524
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	428 28TH ST, RICHMOND, CA 94804-1733

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 20, 2021
Property Address	428 28TH ST, RICHMOND, CA 94804-1733
Document Number	0000017621
Map Reference	MB 8 PG 190
Instrument Date	Jan 11, 2021
Instrument	2021-017621
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	428 28TH ST, RICHMOND, CA 94804-1733

Mortgage

Document Number	0000017622
Date	Jan 20, 2021
Instrument	2021-017622

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 28, 2020
Property Address	428 28TH ST, RICHMOND, CA 94804-1733
Document Number	0000079872
Instrument Date	Apr 22, 2020
Instrument	79872
Transaction Type	Transfer
Record Updated	May 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	428 28TH ST RICHMOND CA 948041733, RICHMOND, CA 94804-1733

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 22, 2018
Property Address	428 28TH ST, RICHMOND, CA 94804-1733
Document Number	0000079983
Instrument Date	May 16, 2018
Instrument	79983
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	428 28TH ST RICHMOND CA 948041733, RICHMOND, CA 94804-1733

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$568,215 (+2%) Land $408,406 Building $159,809
2025	$9,501.00 (+3.61%)	$557,075 (+4.04%) Land $400,399 Building $156,676
2023	$9,170.00 (+1.75%)	$535,445 Land $384,852 Building $150,593
2022	$9,012.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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